Champaign County property record for 634 Mutual Union Rd N, Cable, OH 43009
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,780 sqft · built 1900 |
| Lot Size | 31.8 acres (1,386,123 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,649 (2025) |
| Deeds & Mortgages | Jul 2013 Mortgage Oct 2007 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020723-0 |
| Primary APN | 020723-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 1,386,123 sqft (31.8 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Pole Barn | 1,200 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 020723-0 |
|---|---|
| Street Address | 634 MUTUAL UNION RD N |
| City | CABLE |
| State | OH |
| Zip | 43009-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | RTS 00-00-00 __ 4181 SMITHNO FURTHER TRANSFERS WITHOUT SURVEY |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11504 |
Source: Champaign County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2013 | Deed of Trust, Mortgage · ARM SECURITY NATIONAL BANK |
| Oct 9, 2007 | Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK OF URBANA |
| Mar 26, 2008 | Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK OF URBANA |
| Dec 19, 2008 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Sep 20, 2005 | Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF URBANA |
| Jun 21, 2006 | Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK OF URBANA |
| Mar 21, 2013 | Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK |
| Aug 20, 2025 | Intrafamily Transfer, Transfer |
| Aug 20, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00517/1735 |
|---|---|
| Date | Jul 31, 2013 |
| Book Page | 517/1735 |
| Instrument | 201300003801 |
| Name | SECURITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, OH 45502 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Aug 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
| Max Rate | 9.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00467/1222 |
|---|---|
| Date | Oct 9, 2007 |
| Book Page | 467/1222 |
| Instrument | 200700005625 |
| Name | CITIZENS NATIONAL BANK OF URBANA |
|---|---|
| Address | URBANA, OH 43078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000471/899 |
|---|---|
| Date | Mar 26, 2008 |
| Book Page | 471/899 |
| Instrument | 200800001660 |
| Name | CITIZENS NATIONAL BANK OF URBANA |
|---|---|
| Address | NORTH LEWISBURG, OH 43060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 7, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | HALLMARK TITLE, HALLMAR TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00476/3457 |
|---|---|
| Date | Dec 19, 2008 |
| Book Page | 476/3457 |
| Instrument | 200800006494 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | FAIRBORN, OH 45324 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00445/1215 |
|---|---|
| Date | Sep 20, 2005 |
| Book Page | 445/1215 |
| Instrument | 200500006354 |
| Name | CITIZENS NATIONAL BANK OF URBANA |
|---|---|
| Address | 828 SCIOTO ST, URBANA, OH 43078 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00454/1310 |
|---|---|
| Date | Jun 21, 2006 |
| Book Page | 454/1310 |
| Instrument | 200600003971 |
| Name | CITIZENS NATIONAL BANK OF URBANA |
|---|---|
| Address | 8 W MAPLE ST, NORTH LEWISBURG, OH 43060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 13, 2016 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00513/2826 |
|---|---|
| Date | Mar 21, 2013 |
| Book Page | 513/2826 |
| Instrument | 201300001392 |
| Name | SECURITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, OH 45502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 16, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Aug 20, 2025 |
| Property Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
| Document Number | 00601/4678 |
| Book / Page | 601 / 4678 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 202500003178 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11360 CHINOOK PATH, LAKEVIEW, OH 43331-9147 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Aug 20, 2025 |
| Property Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
| Document Number | 00601/4681 |
| Book / Page | 601 / 4681 |
| Instrument Date | Jul 8, 2025 |
| Instrument | 202500003179 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 634 MUTUAL UNION RD N, CABLE, OH 43009-9607 |
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Union Township |
| Unified School District | Triad Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,649.00 (-8.72%) | $170,170 (+34.65%) Land $122,970 Building $47,200 | $486,210 (+34.65%) Land $351,350 Building $134,860 |
| 2024 | $2,902.00 (+21.63%) | $126,380 (-) Land $91,600 Building $34,780 | |
| 2023 | $2,386.00 (+4.47%) | $126,380 (-) Land $91,600 Building $34,780 | $361,080 (-) Land $261,710 Building $99,370 |
| 2022 | $2,284.00 | $126,380 Land $91,600 Building $34,780 | $361,080 Land $261,710 Building $99,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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