940 Loretta Pl, Lima, OH 45805 Property Records

Allen County property record for 940 Loretta Pl, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,174 sqft · built 1961
Lot Size	0.342 acres (14,898 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Dec 2019)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-2607-09-001.000`

Property Details

APN / Parcel Number

Primary APN	`36-2607-09-001.000`
Alternative APN	`M3836260709001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	1,446 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	14,898 sqft (0.342 acres)
Lot Dimensions	184 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	164 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	940 LORETTA PL
City	LIMA
State	OH
Zip	45805-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAHAM ADDITION LOT 23587 FF 80.65
Legal Subdivision	GRAHAM ADDITION
Legal Lot Number	23587
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1007
Census Tract	13000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	940 LORETTA PL, LIMA, OH 45805-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 4, 2022	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 26, 2019	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Jan 3, 1994 · Amount on Record
Deed Document Number	201913777
Deed Book / Page	2019 / 13777
Prior Transfer Date	Oct 19, 2011
Prior Transfer Doc	10270012285
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Apr 23, 2026
Property Address	940 LORETTA PL, LIMA, OH 45805-1640
Document Number	0000004002
Instrument Date	Apr 14, 2026
Instrument	20264002
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 LORETTA PL, LIMA, OH 45805-1640

Mortgage

Document Number	0000004002,
Date	Apr 23, 2026
Instrument	20264002

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	940 LORETTA PL, LIMA, OH 45805-1640
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4040003864
Date	Apr 4, 2022
Book Page	2022/3864
Instrument	202204040003864

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 26, 2019
Property Address	940 LORETTA PL, LIMA, OH 45805-1640
Document Number	0000013777
Instrument Date	Dec 24, 2019
Instrument	13777
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 LORETTA PL LIMA OH 458051640, LIMA, OH 45805-1640

Mortgage

Document Number	13778
Date	Dec 26, 2019
Instrument	13778

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,149.00	$60,940 (-) Land $9,240 Building $51,700	$174,100 (-) Land $26,400 Building $147,700
2024	$2,149.00 (+19.52%) Homeowner's exemption	$60,940 (+38.06%) Land $9,240 Building $51,700	$174,100 (+38.07%) Land $26,400 Building $147,700
2023	$1,798.00 (-0.61%) Homeowner's exemption	$44,140 (-) Land $6,690 Building $37,450
2022	$1,809.00 Homeowner's exemption	$44,140 Land $6,690 Building $37,450
2021			$126,100 Land $19,100 Building $107,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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