1000 Loretta Pl, Lima, OH 45805 Property Records

Allen County property record for 1000 Loretta Pl, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,789 sqft · built 1973
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (May 2018)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2608-06-008.000`

Property Details

APN / Parcel Number

Primary APN	`36-2608-06-008.000`
Alternative APN	`M3836260806008000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,789 sqft Living Area
Gross Area	4,710 sqft
1st Floor Area	2,789 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	110 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Indoor Pool
Pool Area	512 sqft
Porch	Enclosed Frame Porch
Porch Area	1,344 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1000 LORETTA PL
City	LIMA
State	OH
Zip	45805-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAHAM ESTATES NO 1 LOT 25854 JOINT TEN FF 164.38
Legal Subdivision	GRAHAM ESTATES
Legal Lot Number	25854
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1008
Census Tract	13000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1000 LORETTA PL, LIMA, OH 45805-1642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · ARM SUPERIOR CU INC
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FED'L BK/MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Aug 2, 1999 · Amount on Record
Deed Document Number	20185709
Deed Book / Page	2018 / 5709
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1000 LORETTA PL, LIMA, OH 45805-1642
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1270001229
Date	Jan 27, 2021
Book Page	2021/1229
Instrument	202101270001229

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	2.87%
Index	1-Year CMT
Margin	2
Max Rate	6.87%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 22, 2018
Property Address	1000 LORETTA PL, LIMA, OH 45805-1642
Document Number	0000005709
Instrument Date	May 21, 2018
Instrument	5709
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 LORETTA PL LIMA OH 458051642, LIMA, OH 45805-1642

Mortgage

Document Number	5710
Date	May 22, 2018
Instrument	5710

Lender

Name	FIRST FED'L BK/MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,359.00	$96,530 (-) Land $12,880 Building $83,650	$275,800 (-) Land $36,800 Building $239,000
2024	$3,359.00 (+19.88%) Homeowner's exemption	$96,530 (+37.96%) Land $12,880 Building $83,650	$275,800 (+37.97%) Land $36,800 Building $239,000
2023	$2,802.00 (-0.67%) Homeowner's exemption	$69,970 (-) Land $9,350 Building $60,620
2022	$2,821.00 Homeowner's exemption	$69,970 Land $9,350 Building $60,620
2021			$199,900 Land $26,700 Building $173,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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