Cook County property record for 940 Kramer Ave, Elgin, IL 60120 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,728 sqft · built 2000 |
| Lot Size | 0.277 acres (12,058 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Dec 2011) |
| Tax Bill | $6,242 (2023) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-118-028 |
| Primary APN | 06-19-118-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 12,058 sqft (0.277 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 940 KRAMER AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | EAST LAWN ADD |
| Legal Block | 2 |
| Legal Lot Number | 12,13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 804406 |
Source: Cook County records · APN 06-19-118-028
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 940 KRAMER AVE, ELGIN, IL 60120-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2011 · Amount on Record |
| Deed Sale | Dec 05, 2011 · Amount on Record |
| Prior Sale | Jun 08, 2011 |
| Deed Document Number | 201122045 |
| Prior Transfer Date | Jul 19, 2004 |
| Prior Transfer Doc | 0000046065 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 940 KRAMER AVE, ELGIN, IL 60120-8513 |
| Document Number | 1901706155 |
| Instrument Date | Dec 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 940 KRAMER AVE ELGIN IL 601208513, ELGIN, IL 60120-8513 |
| Document Number | 1901706155 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 1706155 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 16, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,000 (+2%) Land $8,441 Building $21,559 | $300,000 (+2%) Land $84,410 Building $215,590 | |
| 2023 | $6,242.00 (+3.41%) | ||
| 2022 | $6,036.00 Homeowner's exemption | $24,999 Land $4,823 Building $20,176 | $249,990 Land $48,230 Building $201,760 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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