901 Kramer Ave, Elgin, IL 60120 Property Records

Cook County property record for 901 Kramer Ave, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1951
Square Footage	768 sqft Living Area
Lot Size	15,045 sqft (0.345 acres)
Occupancy	Owner Occupied
Last Sale	$83,000 (2021)
Tax Bill	$5,469.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`06-19-304-020`
Alternative APN	`06-19-304-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	768 sqft Living Area
1st Floor	768 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1951
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	15,045 sqft (0.345 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	901 KRAMER AVE
City	ELGIN
State	IL
Zip	60120-8512
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	(ELGIN)(HEIGHTS) ADD TO ELGIN SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	ELGIN HEIGHTS
Legal Block	7
Legal Lot Number	23,24
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	1
Census Block	1029
Census Tract	804406

Owner

Source: Cook County records · APN 06-19-304-020

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	901 KRAMER AVE, ELGIN, IL 60120-8512
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Sep 03, 2002
Deed Doc Number	20216462
Prior Transfer Date	Nov 05, 2020
Prior Transfer Doc	0000006462
Record Refreshed	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 20, 2021
Property Address	901 KRAMER AVE, ELGIN, IL 60120-8512
Document Number	2102006462
Instrument Date	Nov 05, 2020
Instrument	2006462
Transaction Type	Transfer
Record Updated	Feb 01, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$83.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	901 KRAMER AVE ELGIN IL 601208512, ELGIN, IL 60120-8512

Mortgage

Document Number	2102006463
Date	Jan 20, 2021
Instrument	2006463

Lender

Name	KANE CNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 19, 2036

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,001 (+10.53%) Land $10,532 Building $10,469	$210,010 (+10.53%) Land $105,320 Building $104,690
2023	$5,469.00 (+2.9%)
2022	$5,315.00 Homeowner's exemption	$19,000 Land $6,018 Building $12,982	$190,000 Land $60,180 Building $129,820

Flood & Wildfire

901 Kramer Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 30th in Illinois
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.