940 Bluff Rdg, Biloxi, MS 39532 Property Records

Harrison County property record for 940 Bluff Rdg, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,079 sqft · built 2006
Owner	Individual Name on File
Last Sale	$135,000 (Feb 2017)
Tax Bill	$2,511 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1209D-01-001.043`

Property Details

APN / Parcel Number

Primary APN	`1209D-01-001.043`
Alternative APN	`105010`

Interior

Full Baths	1 Bath
Building Area	2,079 sqft Adjusted Area
1st Floor Area	1,419 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	105010
Street Address	940 BLUFF RDG
City	BILOXI
State	MS
Zip	39532-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 THE BLUFFS PHASE I
Legal Range	10
Legal Township	07
Legal Section	14
Legal Subdivision	BLUFFS THE PHASE I
Legal Phase	1
Legal Lot Number	43
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	3312

Owner

Source: Harrison County records · APN 1209D-01-001.043

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	940 BLUFF RDG, BILOXI, MS 39532-3344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 06, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Feb 01, 2017	Deed of Trust, Mortgage QUICKEN LOANS INC
Feb 01, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2017 · Amount on Record
Deed Sale	Feb 01, 2017 · Amount on Record
Deed Document Number	2017-0000229-D-J2
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	940 BLUFF RDG, BILOXI, MS 39532-3344
Transaction Type	Mortgage
Record Updated	Nov 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210018316
Date	Oct 14, 2021
Instrument	20210018316

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	940 BLUFF RDG, BILOXI, MS 39532-3344
Transaction Type	Mortgage
Record Updated	Jan 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000032TJ2
Date	Jan 06, 2020
Instrument	2020-00032-T-J2

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2050

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	940 BLUFF RDG, BILOXI, MS 39532-3344
Transaction Type	Mortgage
Record Updated	Mar 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017000328-D-J2
Date	Feb 01, 2017
Instrument	2017000328-D-J2

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Feb 01, 2017
Property Address	940 BLUFF RDG, BILOXI, MS 39532-3344
Document Number	20170000229DJ2
Instrument Date	Dec 09, 2016
Instrument	2017-0000229-D-J2
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 BLUFF RDG, BILOXI, MS 39532-3344

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,511.00 (+3.72%)	$22,474 (+2.81%)	$149,826 (+2.81%) Land $40,000 Building $109,826
2024	$2,421.00 (+0.92%)
2023	$2,399.00	$21,860	$145,735 Land $40,000 Building $105,735
2022	$2,399.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (28047C), as of April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470033122, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	4 (2016–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Wildfire

Wildfire Risk	High above 81% of the US · above 97% of Mississippi
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Telapex Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Coast Electric Power Association.

Based on FCC filings for 281 locations within half a mile of this property.

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