Harrison County property record for 932 Bluff Rdg, Biloxi, MS 39532 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,994 sqft Adjusted Area |
| Occupancy | Owner Occupied |
| Tax Bill | $424.00 (2025) |
| Primary APN | 1209D-01-001.045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,994 sqft Adjusted Area |
| 1st Floor | 1,543 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 105012 |
|---|---|
| Street Address | 932 BLUFF RDG |
| City | BILOXI |
| State | MS |
| Zip | 39532-3344 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRANSFER ON DEATH *2022-6818-D-J2* LOT 45 THE BLUFFS PHASE I |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 14 |
| Legal Subdivision | BLUFFS THE PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | HARRISON MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 3312 |
Source: Harrison County records · APN 1209D-01-001.045
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 932 BLUFF RDG, BILOXI, MS 39532-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2025 | Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BANK |
| Oct 09, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2025 |
| Deed Sale | Oct 09, 2025 |
| Deed Doc Number | 2025-0007217-D-J2 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 932 BLUFF RDG, BILOXI, MS 39532-3344 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 932 BLUFF RDG, BILOXI, MS 39532-3344 |
| Document Number | 20250003966TJ2 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 2025-0003966-T-J2 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 07, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Oct 09, 2025 |
| Property Address | 932 BLUFF RDG, BILOXI, MS 39532-3344 |
| Document Number | 20250007217DJ2 |
| Map Reference | MB 12 PG 40A&40B |
| Instrument Date | Oct 09, 2025 |
| Instrument | 2025-0007217-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | NOVAS TITLE COMPANY LLC, COAST TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 WHITEHAVEN ST, HATTIESBURG, MS 39402-1263 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 932 BLUFF RDG, BILOXI, MS 39532-3344 |
| Document Number | 20250007218TJ2 |
|---|---|
| Date | Oct 09, 2025 |
| Instrument | 2025-0007218-T-J2 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 01, 2056 |
Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $424.00 (+0.95%) Homeowner's exemption | $13,016 (+3.65%) | $130,163 (+3.65%) Land $40,000 Building $90,163 |
| 2024 | $420.00 (+0.72%) | ||
| 2023 | $417.00 Homeowner's exemption | $12,558 | $125,577 Land $40,000 Building $85,577 |
| 2022 | $417.00 |
932 Bluff Rdg is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Harrison County (28047C), updated April 8, 2026
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 15.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 81st percentile of exposed land nationally · 97th in Mississippi |
|---|---|
| Wildfire Likelihood | High — about 1 in 147 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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