940 Aster Dr, Cherokee, IA 51012 Property Records

Cherokee County property record for 940 Aster Dr, Cherokee, IA 51012

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,483 sqft · built 2016
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$1,000 (Jul 2024)
Tax Bill$5,484 (2026)
Deeds & MortgagesAug 2017 Mortgage
Apr 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0735352038

Property Details

APN / Parcel Number

Primary APN0735352038

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,483 sqft Living Area
1st Floor Area1,483 sqft
Basement Area1,483 sqft
Finished Basement1,200 sqft
Unfinished Basement283 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions110 ft deep x 102 ft wide
Garage TypeAttached
Garage Area883 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area142 sqft
Deck Area224 sqft
Patio Area339 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address940 ASTER DR
CityCHEROKEE
StateIA
Zip51012-2110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 DOHERTY 2ND ADD 5839D-28
Legal Range40W
Legal Township92N
Legal Section35
Legal SubdivisionDOHERTY 2ND ADD
Legal Block352
Legal Lot Number28
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group3
Census Block3016
Census Tract80101

Owner

940 Aster Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Cherokee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address940 ASTER DR, CHEROKEE, IA 51012-2110
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2017Deed of Trust, Mortgage · FHA Mortgage
CHEROKEE STATE BANK
Apr 17, 2017Deed of Trust, Mortgage
CHEROKEE STATE BANK
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
IOWA BANKERS MORTGAGE CORP
Sep 11, 2018Correction Deed · Conventional Mortgage
CHEROKEE STATE BANK
Aug 20, 2018Warranty Deed, Transfer · Line of Credit
CHEROKEE STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2024 · Amount on File
Deed SaleJul 5, 2024 · Amount on File
Prior SaleAug 20, 2018 · Amount on File
Deed Document Number20241142
Prior Transfer DateJun 25, 2024
Prior Transfer Doc02024/1142
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address940 ASTER DR, CHEROKEE, IA 51012-2110
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/1714
DateAug 30, 2017
Book Page2017/1714
Instrument2017 1714
Lender
NameCHEROKEE STATE BANK
TypeBank
AddressCHEROKEE, IA 51012
Agreement
TypeFHA Mortgage
AmountAmount on Record

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address940 ASTER DR, CHEROKEE, IA 51012-2110
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/0645
DateApr 17, 2017
Book Page2017/0645
Instrument2017 0645
Lender
NameCHEROKEE STATE BANK
TypeBank
AddressCHEROKEE, IA 51012
Agreement
AmountAmount on Record

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address940 ASTER DR, CHEROKEE, IA 51012-2110
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/1082
DateJun 22, 2020
Book Page2020/1082
Instrument2020 1082
Lender
NameIOWA BANKERS MORTGAGE CORP
TypeMortgage Company
AddressJOHNSTON, IA 50131
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJul 1, 2040

September 2018: Correction Deed

Document TypeCorrection Deed
JurisdictionCHEROKEE IA
Recording DateSep 11, 2018
Property Address940 ASTER DR, CHEROKEE, IA 51012-2110
Document Number2018/1802
Book / Page2018 / 1802
Instrument DateSep 4, 2018
Instrument2018 1802
Record UpdatedOct 8, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address940 ASTER DR, CHEROKEE, IA 51012-2110

Mortgage

Document Number2018/1803
DateSep 11, 2018
Book Page2018/1803
Instrument2018 1803
Lender
NameCHEROKEE STATE BANK
TypeBank
AddressCHEROKEE, IA 51012
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term65 Months
DueFeb 17, 2024

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateAug 20, 2018
Property Address940 ASTER DR, CHEROKEE, IA 51012-2110
Document Number2018/1643
Book / Page2018 / 1643
Instrument DateAug 17, 2018
Instrument2018 1643
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$445.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address940 ASTER DR, CHEROKEE, IA 51012-2110

Mortgage

Document Number20181644
DateAug 20, 2018
Instrument2018 1644
Lender
NameCHEROKEE STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 17, 2033

Mortgage

Document Number2018/1645
DateAug 20, 2018
Book Page2018/1645
Instrument2018 1645
Lender
NameCHEROKEE STATE BANK
TypeBank
AddressCHEROKEE, IA 51012
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term66 Months
DueFeb 17, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 940 Aster Dr was $5,484 with a homeowner's exemption, down 2.9% from the year before.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,484.00 (-2.87%)$380,640 (-) Land $24,880 Building $355,760$380,640 (-) Land $24,880 Building $355,760
2025$5,646.00 Homeowner's exemption$380,640 Land $24,880 Building $355,760$380,640 Land $24,880 Building $355,760
2024$5,646.00
2023$345,210 (+33.04%) Land $24,880 Building $320,330$345,210 Land $24,880 Building $320,330
2022$4,774.00 Homeowner's exemption$259,480 Land $24,880 Building $234,600
2021$259,480 Land $24,880 Building $234,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 940 Aster Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2019–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 Aster Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHEROKEE RWS - CHEROKEE SUBSYSTEM
private · serves 3,315 people · EPA ID IA1811001
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereCHEROKEE WATER SUPPLY - PLANT 1
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Northwest Communications
Fixed Wireless
100 / 20

May also be available: C-M-L Telephone Cooperative Association, Nextlink, T-Mobile.

Nearby Properties on Aster Dr

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