94 Winners Cir, Tryon, NC 28782 Property Records

Polk County property record for 94 Winners Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,370 sqft · built 2002
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jan 2025)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Mar 2021 Transfer Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T5-D14`

Property Details

APN / Parcel Number

Primary APN	`T5-D14`
Alternative APN	`40483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	1,370 sqft Finished Area
Basement Area	594 sqft
Unfinished Basement	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	73,181 sqft (1.68 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	40483
Street Address	94 WINNERS CIR
City	TRYON
State	NC
Zip	28782-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOT #3, 0S07 STONES THROW 09
Legal Subdivision	STONES THROW
Legal Lot Number	3
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	4
Census Block	4019
Census Tract	920304

Owner

Source: Polk County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	94 WINNERS CIR, TRYON, NC 28782-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Correction Deed
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2025 · Amount on Record
Deed Sale	Jan 23, 2025 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Book / Page	489 / 2027
Prior Transfer Date	Jan 23, 2012
Prior Transfer Doc	00391/0839
Record Updated	Jun 8, 2026

March 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK NC
Recording Date	Mar 31, 2021
Property Address	94 WINNERS CIR, TRYON, NC 28782-2762
Document Number	000457/427
Book / Page	457 / 427
Map Reference	FILE F PG 585
Instrument Date	Feb 24, 2021
Record Updated	May 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 533, TRYON, NC 28782-0533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 LINDBERGH AVE, STATEN ISLAND, NY 10306-4323

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 17, 2020
Property Address	94 WINNERS CIR, TRYON, NC 28782-2762
Document Number	000454/193
Book / Page	454 / 193
Map Reference	FL E PG 585
Instrument Date	Sep 21, 2020
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 533, TRYON, NC 28782-0533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 LINDBERGH AVE, STATEN ISLAND, NY 10306-4323

Mortgage

Document Number	0000454205
Date	Nov 17, 2020
Instrument	454/205

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00 (+11.56%)	$410,887 (+38.1%) Land $75,200 Building $335,687	$410,887 (+38.1%) Land $75,200 Building $335,687
2023	$1,704.00	$297,530 Land $75,200 Building $222,330
2021			$297,530 Land $75,200 Building $222,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Uniti Group DSL	200 / 20

May also be available: e-Polk, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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