191 Winners Cir, Tryon, NC 28782 Property Records

Polk County property record for 191 Winners Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,846 sqft · built 1981
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2022)
Tax Bill	$2,427 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T5-D19`

Property Details

APN / Parcel Number

Primary APN	`T5-D19`
Alternative APN	`13769`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,846 sqft Finished Area
Basement Area	1,580 sqft
Finished Basement	1,054 sqft
Unfinished Basement	526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	13769
Street Address	191 WINNERS CIR
City	TRYON
State	NC
Zip	28782-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	T5B, 0S07 STONES THROW 09
Legal Subdivision	STONES THROW
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	4
Census Block	4020
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	191 WINNERS CIR, TRYON, NC 28782-2763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	472 / 1707
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Aug 18, 2026
Property Address	191 WINNERS CIR, TRYON, NC 28782-2763
Document Number	0501001796
Book / Page	501 / 1796
Instrument Date	Aug 10, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 WINNERS CIR, TRYON, NC 28782-2763
Investor	Possibly a Property Investor

Mortgage

Document Number	0501001796,
Date	Aug 18, 2026
Book Page	501/1796

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 4, 2036

Interest

Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 1, 2022
Property Address	191 WINNERS CIR, TRYON, NC 28782-2763
Document Number	00472/1707
Book / Page	472 / 1707
Map Reference	SL A-201 PG 19
Instrument Date	Aug 27, 2022
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 CANYON LAKE DR, 1021, WYLIE, TX 75098-4882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 WINNERS CIR, TRYON, NC 28782-2763

Mortgage

Document Number	0004721710
Date	Sep 1, 2022
Instrument	472/1710

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,427.00	$524,322 (-) Land $64,350 Building $459,972	$524,322 (-) Land $64,350 Building $459,972
2025	$2,427.00 (+1.42%)	$524,322 (+25.48%) Land $64,350 Building $459,972	$524,322 (+25.48%) Land $64,350 Building $459,972
2023	$2,393.00	$417,857 Land $64,350 Building $353,507
2021			$417,857 Land $64,350 Building $353,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL	200 / 20

May also be available: Pangaea Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winners Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures