Cherokee County property record for 94 Windy Ridge Ln, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,172 sqft · built 2000 |
| Lot Size | 4.99 acres (217,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (May 2022) |
| Tax Bill | $1,379 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458004601673000 |
| Primary APN | 458004601673000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,172 sqft Heated Area |
| Gross Area | 3,440 sqft |
| 1st Floor Area | 1,172 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,364 sqft (4.99 acres) |
| Lot Width | 403 ft Width |
| Garage Area | 320 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 504 sqft |
| Deck Area | Deck Area |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 57406 |
|---|---|
| Street Address | 94 WINDY RIDGE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-8200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 39B MARY KING MTN 1487/180 |
| Legal Tract | 39B |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 94 WINDY RIDGE LN, MURPHY, NC 28906-8200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on Record |
| Deed Sale | May 12, 2022 · Amount on Record |
| Prior Sale | Oct 1, 1999 · Amount on Record |
| Deed Document Number | 20223119 |
| Deed Book / Page | 1711 / 903 |
| Prior Transfer Date | Feb 20, 2014 |
| Prior Transfer Doc | 1487/0180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 12, 2022 |
| Property Address | 94 WINDY RIDGE LN, MURPHY, NC 28906-8200 |
| Document Number | 001711/903 |
| Book / Page | 1711 / 903 |
| Instrument Date | May 12, 2022 |
| Instrument | 3119 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 WINDY RIDGE LN, 94, MURPHY, NC 28906-8200 |
| Name | Verified Name |
|---|---|
| Address | 94 WINDY RIDGE LN, MURPHY, NC 28906-8200 |
| Document Number | 0001711906 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 1711/906 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,379.00 | $196,480 (-) | $196,480 (-) Land $30,000 Building $166,480 |
| 2023 | $196,480 | $196,480 Land $30,000 Building $166,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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