382 Windy Ridge Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 382 Windy Ridge Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,980 sqft · built 1995
Lot Size	3.94 acres (171,626 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2019)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`458003419861000`

Property Details

APN / Parcel Number

Primary APN	`458003419861000`
Alternative APN	`50751`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,980 sqft Heated Area
Gross Area	3,472 sqft
1st Floor Area	1,290 sqft
Upper Floors Area	690 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1998
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	171,626 sqft (3.94 acres)
Lot Width	1,054 ft Width
Terrain	Mountain
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	84 sqft
Deck Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	50751
Street Address	382 WINDY RIDGE LN
City	MURPHY
State	NC
Zip	28906-2192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O TR 48-B MARY KING MOUNTAIN 1620/300
Legal Subdivision	MARY KING MOUNTAIN PROPERTY
Legal Tract	48
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2000
Census Tract	930502

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	382 WINDY RIDGE LN, MURPHY, NC 28906-2192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Aug 7, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Nov 1, 1999 · Amount on Record
Deed Document Number	20195011
Deed Book / Page	1626 / 356
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	01620/0300
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 18, 2019
Property Address	382 WINDY RIDGE LN, MURPHY, NC 28906-2192
Document Number	01626/0356
Book / Page	01626 / 0356
Instrument Date	Oct 9, 2019
Instrument	05011
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1082 E LOW GAP RD, 1082, HIGHLAND HEIGHTS, KY 41076-1972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 WINDY RIDGE LN, MURPHY, NC 28906-2192

Mortgage

Document Number	05012
Date	Oct 18, 2019
Instrument	05012

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Aug 7, 2019
Property Address	382 WINDY RIDGE LN, MURPHY, NC 28906-2192
Document Number	01620/0300
Book / Page	01620 / 0300
Instrument Date	Jul 25, 2019
Instrument	03613
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 E LOW GAP RD, HIGHLAND HEIGHTS, KY 41076-1972

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00	$224,020 (-)	$224,020 (-) Land $45,000 Building $179,020
2023		$224,020	$224,020 Land $45,000 Building $179,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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