Schenectady County and Schenectady City property record for 94 Willow Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,232 sqft · built 1920 |
| Lot Size | 0.072 acres (3,153 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,000 (Aug 2022) |
| Tax Bill | $6,014 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-6-10 |
| Primary APN | 421500 49.68-6-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 680 sqft |
| 2nd Floor Area | 552 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 3,153 sqft (0.072 acres) |
| Lot Dimensions | 97 ft deep x 32.5 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 208 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 94 WILLOW AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AGED AFFIDAVIT REQUIRED 2 WOOD AND GARAGE |
| Legal Subdivision | MAP #3 OF LOTS BELONGING TO S P H CLUTE |
| Legal Block | 6 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 94 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Mar 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 202246620 |
| Deed Book / Page | 2092 / 40 |
| Prior Transfer Date | Mar 13, 2017 |
| Prior Transfer Doc | 0000012989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 31, 2022 |
| Property Address | 94 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Document Number | 0000046620 |
| Book / Page | 2092 / 40 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 202246620 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $652.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1108 UNION ST, SCHENECTADY, NY 12308-2806 |
| Document Number | 0000046621 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 202246621 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 23, 2017 |
| Property Address | 94 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Document Number | 0000012989 |
| Book / Page | 001959 / 000218 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 12989 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 WILLOW AVE SCHENECTADY NY 123041405, SCHENECTADY, NY 12304-1405 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,014.00 (+2.02%) | ||
| 2025 | $5,895.00 (+27.68%) | $118,400 (-) Land $14,400 Building $104,000 | $196,059 (+30.82%) Land $23,845 Building $172,214 |
| 2023 | $118,400 (+23.2%) Land $14,400 Building $104,000 | $149,873 (+27.88%) Land $18,228 Building $131,645 | |
| 2022 | $96,100 Land $14,400 Building $81,700 | $117,195 Land $17,561 Building $99,634 | |
| 2021 | $4,617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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