Schenectady County and Schenectady City property record for 90 Willow Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1920 |
| Lot Size | 0.069 acres (3,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,000 (May 2017) |
| Tax Bill | $5,667 (2025) |
| Deeds & Mortgages | May 2017 Sale May 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-6-9 |
| Primary APN | 421500 49.68-6-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 636 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,007 sqft (0.069 acres) |
| Lot Dimensions | 97 ft deep x 31 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 278 sqft |
| Patio Area | 81 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 90 WILLOW AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | S P H CLUTE |
| Legal Block | 6 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.68-6-9
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 90 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2017 | Quit Claim Deed, Transfer Quitclaim |
| May 01, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage CITY OF SCHENECTADY |
| Jan 05, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2017 · Amount on Record |
| Deed Sale | May 01, 2017 · Amount on Record |
| Prior Sale | Mar 27, 2007 · Amount on Record |
| Deed Document Number | 201719124 |
| Deed Book / Page | 1961 / 703 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 01, 2017 |
| Property Address | 90 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Document Number | 0000019123 |
| Book / Page | 001961 / 000700 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 19123 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 01, 2017 |
| Property Address | 90 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Document Number | 0000019124 |
| Book / Page | 001961 / 000703 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 19124 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 WILLOW AVE SCHENECTADY NY 123041405, SCHENECTADY, NY 12304-1405 |
| Document Number | 19125 |
|---|---|
| Date | May 01, 2017 |
| Book Page | 004757/000614 |
| Instrument | 19125 |
| Name | CITY OF SCHENECTADY |
|---|---|
| Address | 105 JAY ST, SCHENECTADY, NY 12305-1905 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 9% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 05, 2017 |
| Property Address | 90 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Document Number | 0000000718 |
| Book / Page | 001953 / 000799 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 718 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,667.00 (+4.25%) | $116,300 (-) Land $17,400 Building $98,900 | $192,582 (+30.82%) Land $28,813 Building $163,769 |
| 2023 | $116,300 (-) Land $17,400 Building $98,900 | $147,215 (+3.8%) Land $22,025 Building $125,190 | |
| 2022 | $116,300 Land $17,400 Building $98,900 | $141,829 Land $21,219 Building $120,610 | |
| 2021 | $5,436.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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