94 William St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 94 William St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1880
Lot Size	0.236 acres (10,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Jul 2026)
Tax Bill	$7,189 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:12 B:000 L:391`

Property Details

APN / Parcel Number

Primary APN	`STON M:12 B:000 L:391`
Alternative APN	`1227`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
Gross Area	2,808 sqft
Basement Area	826 sqft
Unfinished Basement	826 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,285 sqft (0.236 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	1227
Street Address	94 WILLIAM ST
City	STONEHAM
State	MA
Zip	02180-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	391
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1002
Census Tract	337300

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 WILLIAM ST, STONEHAM, MA 02180-2022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Quit Claim Deed, Transfer · ARM WINCHESTER SAVINGS BANK
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 26, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Nov 22, 1993 · Amount on Record
Deed Document Number	202683699
Deed Book / Page	85848 / 453
Prior Transfer Date	Jan 25, 2024
Prior Transfer Doc	082430-528
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Jul 8, 2026
Property Address	94 WILLIAM ST, STONEHAM, MA 02180-2022
Document Number	0000083699
Book / Page	85848 / 453
Instrument Date	Jul 6, 2026
Instrument	202683699
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	94 WILLIAM ST, STONEHAM, MA 02180-2022
Investor	Possibly a Property Investor

Mortgage

Date	Jul 8, 2026

Lender

Name	WINCHESTER SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2036
Index	1-Year CMT
Margin	3
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	94 WILLIAM ST, STONEHAM, MA 02180-2022
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084923-522
Date	Nov 25, 2025
Book Page	84923/522
Instrument	144657

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Jan 26, 2024
Property Address	94 WILLIAM ST, STONEHAM, MA 02180-2022
Document Number	082430-528
Book / Page	82430 / 528
Instrument Date	Jan 25, 2024
Instrument	8732
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 WILLIAM ST, STONEHAM, MA 02180-2022

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,189.00 (+1.17%)	$714,600 (+2.88%) Land $400,100 Building $314,500	$735,395 (-)
2025	$7,106.00 (+4.68%)	$694,600 (+8.36%) Land $380,100 Building $314,500	$735,395 (+8.36%)
2024	$6,788.00 (+2.68%)	$641,000 (+7.62%) Land $350,100 Building $290,900	$678,680
2023	$6,611.00	$595,600 Land $320,100 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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