94 Trout Brook Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 94 Trout Brook Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,560 sqft · built 1983
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (May 2013)
Tax Bill	$6,874 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`DRAC M:54 L:173`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:54 L:173`
Alternative APNs	`M:0054 B:0000 L:0173` `618932`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	4,112 sqft
1st Floor Area	992 sqft
Basement Area	816 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	618932
Street Address	94 TROUT BROOK RD
City	DRACUT
State	MA
Zip	01826-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	173
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3002
Census Tract	314301

Owner

94 Trout Brook Rd is owned and occupied by two individuals who bought it in May 2013.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	94 TROUT BROOK RD, DRACUT, MA 01826-4126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 2, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2013 · Amount on File
Deed Sale	May 17, 2013 · Amount on File
Deed Book / Page	27287 / 142
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	94 TROUT BROOK RD, DRACUT, MA 01826-4126
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035960-191
Date	Jul 2, 2021
Book Page	35960/191
Instrument	39412

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	265 Months
Due	Aug 1, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	94 TROUT BROOK RD, DRACUT, MA 01826-4126
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35960-191
Date	Jul 2, 2021
Book Page	35960/191
Instrument	39412

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	265 Months
Due	Aug 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 94 Trout Brook Rd was $6,874, up 1.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,874.00 (+1.48%)	$710,900 (+6.2%) Land $280,800 Building $430,100	$747,840 (-)
2025	$6,774.00 (+2.82%)	$669,400 (+6.19%) Land $257,700 Building $411,700	$747,840 (-0.42%)
2024	$6,588.00 (+3.32%)	$630,400 (+14.49%) Land $245,600 Building $384,800	$750,975
2023	$6,376.00	$550,600 Land $213,700 Building $336,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Trout Brook Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1988–2007)
Most Recent Claim	Apr 2007 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Trout Brook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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