114 Trout Brook Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 114 Trout Brook Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,080 sqft · built 1983
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Feb 2021)
Tax Bill	$6,425 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`DRAC M:54 L:175`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:54 L:175`
Alternative APNs	`M:0054 B:0000 L:0175` `193735`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	3,861 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,014 sqft (1.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	193735
Street Address	114 TROUT BROOK RD
City	DRACUT
State	MA
Zip	01826-4160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	175
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3002
Census Tract	314301

Owner

114 Trout Brook Rd is owned and occupied by an individual who bought it in February 2021.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	114 TROUT BROOK RD, DRACUT, MA 01826-4160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Feb 17, 2021	Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Jun 27, 1994 · Amount on File
Deed Document Number	20219734
Deed Book / Page	35345 / 115
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	35345-115
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	114 TROUT BROOK RD, DRACUT, MA 01826-4160
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32635-191
Date	Dec 12, 2018
Book Page	32635/191
Instrument	54129

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Feb 17, 2021
Property Address	114 TROUT BROOK RD, DRACUT, MA 01826-4160
Document Number	35345-115
Book / Page	35345 / 115
Instrument Date	Feb 12, 2021
Instrument	9734
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	114 TROUT BROOK RD, DRACUT, MA 01826-4160

Mortgage

Document Number	9735
Date	Feb 17, 2021
Instrument	9735

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 114 Trout Brook Rd was $6,425, up 1.6% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,425.00 (+1.61%)	$664,400 (+6.34%) Land $280,500 Building $383,900	$683,715 (-)
2025	$6,323.00 (+2.68%)	$624,800 (+6.02%) Land $257,400 Building $367,400	$683,715 (+0.77%)
2024	$6,158.00 (+3.32%)	$589,300 (+14.49%) Land $245,300 Building $344,000	$678,490
2023	$5,960.00	$514,700 Land $213,500 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Trout Brook Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1988–2007)
Most Recent Claim	Apr 2007 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Trout Brook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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