94 Sparrow Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 94 Sparrow Creek Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,181 sqft · built 2025
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Apr 2025)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010361-0030`

Property Details

APN / Parcel Number

Primary APN	`010361-0030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,181 sqft Living Area
Gross Area	3,901 sqft
1st Floor Area	3,181 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	94 SPARROW CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	110/61-72 OAK GROVE LOT 3 OR5627/958 &6125/1779
Legal Range	27
Legal Township	05
Legal Section	25
Legal Subdivision	OAK GROVE
Legal Block	1
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20907

Owner

94 Sparrow Creek Dr is owned and occupied by two individuals who bought it in April 2025.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	94 SPARROW CREEK DR, SAINT AUGUSTINE, FL 32092-1986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on File
Deed Sale	Apr 4, 2025 · Amount on File
Deed Document Number	202526299
Deed Book / Page	6125 / 1779
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 4, 2025
Property Address	94 SPARROW CREEK DR, SAINT AUGUSTINE, FL 32092-1986
Document Number	0061251779
Book / Page	6125 / 1779
Map Reference	MB 110 PG 61
Instrument Date	Mar 25, 2025
Instrument	2025026299
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,635.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 SPARROW CREEK DR, SAINT AUGUSTINE, FL 32092-1986
Investor	Possibly a Property Investor

Mortgage

Document Number	0061251781
Date	Apr 4, 2025
Instrument	6125/1781

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year TN
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 94 Sparrow Creek Dr was $2,439, up 33.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,906 (+149.68%)	$637,803 (+248.53%) Land $173,000 Building $464,803
2025	$2,439.00 (+33.42%) Homeowner's exemption	$183,000 (+1.67%)	$183,000 (+1.67%) Land $183,000
2024	$1,828.00 (+30.95%)	$180,000 (+63.64%)	$180,000 (+63.64%) Land $180,000
2023	$1,396.00 (+178.64%)	$110,000 (+180.61%)	$110,000 (+180.61%) Land $110,000
2022	$501.00	$39,200	$39,200 Land $39,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 94 Sparrow Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Sparrow Creek Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000