118 Sparrow Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 118 Sparrow Creek Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,395 sqft · built 2023
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Apr 2023)
Tax Bill	$11,941 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010361-0050`

Property Details

APN / Parcel Number

Primary APN	`010361-0050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,395 sqft Living Area
Gross Area	4,450 sqft
1st Floor Area	2,780 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 SPARROW CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	110/61-72 OAK GROVE LOT 5 OR5743/1368
Legal Range	27
Legal Township	05
Legal Section	36
Legal Subdivision	OAK GROVE
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20907

Owner

118 Sparrow Creek Dr is owned and occupied by two individuals who bought it in April 2023.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 SPARROW CREEK DR, SAINT AUGUSTINE, FL 32092-1986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	Jul 5, 2022 · Amount on File
Deed Document Number	202329939
Deed Book / Page	5743 / 1368
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 21, 2023
Property Address	118 SPARROW CREEK DR, SAINT AUGUSTINE, FL 32092-1986
Document Number	0057431368
Book / Page	5743 / 1368
Map Reference	MB 110 PG 61-72
Instrument Date	Apr 10, 2023
Instrument	2023029939
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SPARROW CREEK DR, ST AUGUSTINE, FL 32092-1986

Mortgage

Document Number	0057431370
Date	Apr 21, 2023
Instrument	5743/1370

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 118 Sparrow Creek Dr was $11,941 with a homeowner's exemption, up 10.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$832,138 (-7.6%) Land $173,000 Building $659,138	$832,138 (-7.6%) Land $173,000 Building $659,138
2025	$11,941.00 (+10.51%) Homeowner's exemption	$900,560 (+7.04%)	$900,560 (+7.04%) Land $183,000 Building $717,560
2024	$10,805.00 (+554.85%)	$841,337 (+664.85%)	$841,337 (+664.85%) Land $180,000 Building $661,337
2023	$1,650.00 (+229.34%)	$110,000 (+180.61%)	$110,000 (+180.61%) Land $110,000
2022	$501.00	$39,200	$39,200 Land $39,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 118 Sparrow Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Sparrow Creek Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000