94 Silver Fox Rdg, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 94 Silver Fox Rdg, Beech Mountain, NC 28604 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,920 sqft · built 2020
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$1,480,000 (Jul 2026)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1859-05-27-3613-00000`

Property Details

APN / Parcel Number

Primary APN	`1859-05-27-3613-00000`
Alternative APNs	`79365` `76782`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,920 sqft Living Area
Gross Area	4,668 sqft
1st Floor Area	2,070 sqft
Basement Area	1,174 sqft
Finished Basement	1,174 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	748 sqft
Porch	Open Porch
Deck Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	79365
Street Address	94 SILVER FOX RDG
City	BEECH MOUNTAIN
State	NC
Zip	28604-6660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER FOX RIDGE LOT 6
Legal Subdivision	SILVER FOX RIDGE
Legal Lot Number	6
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

Source: Avery County records · APN 1859-05-27-3613-00000

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1308 TURNER FARMS RD, GARNER, NC 27529-9330
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Agreement of Sale, Transfer
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Feb 24, 2023 · Amount on Record
Deed Document Number	20262772
Deed Book / Page	621 / 1946
Record Updated	Sep 20, 2026

July 2026: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	AVERY NC
Recording Date	Jul 13, 2026
Property Address	94 SILVER FOX RDG, BEECH MOUNTAIN, NC 28604-6660
Document Number	0000002771
Book / Page	621 / 1943
Instrument Date	Jul 13, 2026
Instrument	20262771
Transaction Type	Transfer
Record Updated	Jul 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jul 13, 2026
Property Address	94 SILVER FOX RDG, BEECH MOUNTAIN, NC 28604-6660
Document Number	0000002772
Book / Page	621 / 1946
Instrument Date	Jun 30, 2026
Instrument	20262772
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$298,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 TURNER FARMS RD, GARNER, NC 27529-9330

Mortgage

Document Number	0000002773,
Date	Jul 13, 2026
Instrument	20262773

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 24, 2023
Property Address	94 SILVER FOX RDG, BEECH MOUNTAIN, NC 28604-6660
Document Number	0000000720
Book / Page	586 / 467
Map Reference	MB 40 PG 227
Instrument Date	Feb 15, 2023
Instrument	2023000720
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7327 SWANSEA LN, CORNELIUS, NC 28031-8697

Mortgage

Document Number	0000586470
Date	Feb 24, 2023
Instrument	586/470

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 01, 2030
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	Other
Max Rate	11%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 30, 2021
Property Address	94 SILVER FOX RDG, BEECH MOUNTAIN, NC 28604-6660
Document Number	0000007512
Book / Page	569 / 2316
Map Reference	MB 40 PG 227
Instrument Date	Oct 18, 2021
Instrument	2021007512
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18409 SE LAKESIDE DR, TEQUESTA, FL 33469-8116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8421 CALABRIA LAKES DR, BOYNTON BEACH, FL 33473-4946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,245.00	$811,400 (-) Land $112,500 Building $698,900	$811,400 (-) Land $112,500 Building $698,900
2023	$3,245.00	$811,400 Land $112,500 Building $698,900	$811,400 Land $112,500 Building $698,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119301002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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