235 Silver Fox Rdg, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 235 Silver Fox Rdg, Beech Mountain, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details3,594 sqft · built 2022
Lot Size1.12 acres (48,787 sqft)
OwnerCompany Name on Record
Tax Bill$2,823 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Apr 2023 Sale
Flood ZoneZone X (minimal risk)
APN76782

Property Details

APN / Parcel Number

Primary APN76782
Alternative APNs
  • 18590527349900000
  • 53116

Interior

Building Area3,594 sqft Heated Area
Basement Area1,532 sqft
Finished Basement1,532 sqft
FlooringWood
Interior WallsCustom/Decorative
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialComposition/Composite
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area48,787 sqft (1.12 acres)
PorchOpen Porch
Deck Area1,123 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number76782
Street Address235 SILVER FOX RDG
CityBEECH MOUNTAIN
StateNC
Zip28604-6284
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionSILVER FOX RIDGE LOT 3
Legal SubdivisionFOX RIDGE
Legal Lot Number3
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group2
Census Block2012
Census Tract930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8421 CALABRIA LAKES DR, BOYNTON BEACH, FL 33473-4946
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · Line of Credit
BUILTWELL BANK
Apr 5, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2025
Deed SaleJul 7, 2025
Prior SaleApr 5, 2023 · Amount on Record
Deed Document Number0000610746
Deed Book / Page610 / 746
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property AddressSILVER FOX TRL, BANNER ELK, NC 28604
Transaction TypeMortgage
Record UpdatedMar 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 CALABRIA LAKES DR, BOYNTON BEACH, FL 33473
InvestorPossibly a Property Investor

Mortgage

Document Number0000000836
DateFeb 27, 2024
Book Page597/547
Instrument2024000836
Lender
NameBUILTWELL BANK
TypeBank
Address131 S CEDAR AVE, SOUTH PITTSBURG, TN 37380
Agreement
TypeLine of Credit
AmountAmount Recorded
Term25 Months
DueMar 1, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateApr 5, 2023
Property AddressSILVER FOX TRL, BANNER ELK, NC 28604
Document Number0000001374
Book / Page587 / 1239
Map ReferenceMB 40 PG 227
Instrument DateMar 14, 2023
Instrument2023001374
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount Recorded
Tax$1,580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18409 SE LAKESIDE DR, TEQUESTA, FL 33469-8116

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8421 CALABRIA LAKES DR, BOYNTON BEACH, FL 33473-4946
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,823.00 (-3.78%)$705,800 (-3.79%) Land $150,000 Building $555,800$705,800 (-3.79%) Land $150,000 Building $555,800
2023$2,934.00 (+389%)$733,600 (+389.07%) Land $150,000 Building $583,600$733,600 (+389.07%) Land $150,000 Building $583,600
2022$600.00$150,000 Land $150,000$150,000 Land $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (1994–2024)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims
  • Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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