Essex County and Manchester-by-the-Sea Town property record for 94 School St, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,107 sqft · built 1870 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,302 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0041 B:0000 L:0073 |
| Primary APN | MANC M:0041 B:0000 L:0073 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,107 sqft Living Area |
| Gross Area | 3,256 sqft |
| Basement Area | 713 sqft |
| Unfinished Basement | 713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,102 sqft (0.186 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 94 SCHOOL ST |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Lot Number | 73 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 218100 |
Source: Essex County and Manchester-by-the-Sea Town records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 94 SCHOOL ST, MANCHESTER, MA 01944-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Nov 26, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2022 |
| Transfer Doc | 041221-255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Recording Date | Sep 30, 2022 |
| Property Address | 94 SCHOOL ST, MANCHESTER, MA 01944-1139 |
| Document Number | 041221-255 |
| Book / Page | 41221 / 255 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 20220930001690 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 SCHOOL ST, MANCHESTER, MA 01944-1139 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 94 SCHOOL ST, MANCHESTER, MA 01944-1139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37172-65 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 37172/65 |
| Instrument | 181126000250 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,302.00 (+2.93%) | $907,300 (+5.17%) Land $449,200 Building $458,100 | $1,732,325 |
| 2024 | $8,066.00 (+1.61%) | $862,700 (+13.35%) Land $433,100 Building $429,600 | |
| 2023 | $7,938.00 | $761,100 Land $385,000 Building $376,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (1991–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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