90 School St, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 90 School St, Manchester, MA 01944

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,038 sqft · built 1917
Lot Size0.196 acres (8,555 sqft)
OwnerCompany Name on File
Tax Bill$10,045 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNMANC M:0041 B:0000 L:0087

Property Details

APN / Parcel Number

Primary APNMANC M:0041 B:0000 L:0087

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,038 sqft Living Area
Gross Area3,868 sqft
Basement Area932 sqft
Unfinished Basement932 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleOther
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,555 sqft (0.196 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address90 SCHOOL ST
CityMANCHESTER
StateMA
Zip01944-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Lot Number87
JurisdictionMANCHESTER MA
Township / Civil DivisionMANCHESTER-BY-THE-SEA
Census Block Group4
Census Block4016
Census Tract218100

Owner

90 School St is owned by a company that acquired it in July 2017.

Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026

Owner of RecordCompany Name on File
Mailing Address62 MARMION WAY, ROCKPORT, MA 01966-1926
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2017
Deed SaleJul 27, 2017
Prior SaleOct 9, 2015 · Amount on File
Deed Document Number2017584685
Transfer Doc79664
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER MA
Property Address90 SCHOOL ST, MANCHESTER, MA 01944-1136
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000584688
DateJul 27, 2017
Instrument584688
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 90 School St was $10,045, up 7.2% from the year before.

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionManchester-by-the-Sea Town
Unified School DistrictManchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,045.00 (+7.19%)$1,097,800 (+9.54%) Land $451,400 Building $646,400$1,109,315
2024$9,371.00 (+2.44%)$1,002,200 (+14.26%) Land $435,300 Building $566,900
2023$9,148.00$877,100 Land $386,900 Building $490,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 School St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims4 (1991–2018)
Most Recent ClaimJan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER BY THE SEA DPW
serves 5,201 people · EPA ID MA3166000
Water SourceSurface water
Last State InspectionSep 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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