94 S Main St, Avoca, NY 14809 Property Records

Steuben County and Avoca Town property record for 94 S Main St, Avoca, NY 14809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,388 sqft · built 1965
Lot Size	0.543 acres (23,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (Sep 2026)
Tax Bill	$3,991 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 1 more
APN	`0009094-000`

Property Details

APN / Parcel Number

Primary APN	`0009094-000`
Alternative APNs	`462201 113.12-01-052.000` `22011130120001052000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,680 sqft (0.543 acres)
Lot Dimensions	148 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0009094-000
Street Address	94 S MAIN ST
City	AVOCA
State	NY
Zip	14809-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENGLISH HUBBARD KIDDER MAIN
Legal Block	1
Legal Lot Number	52.000
Jurisdiction	STEUBEN NY
Township / Civil Division	AVOCA
Census Block Group	3
Census Block	3041
Census Tract	961000

Owner

Source: Steuben County and Avoca Town records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2468 STATE ROUTE 444, BLOOMFIELD, NY 14469-9309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed, Transfer · Stand-Alone First Mortgage MORTGAGE CENTER LLC
Sep 11, 2026	Deed of Trust, Mortgage MORTGAGE CENTER LLC
Mar 9, 2026	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Mar 9, 2026 · Amount on Record
Deed Book / Page	3237 / 259
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Sep 11, 2026
Property Address	94 S MAIN ST, AVOCA, NY 14809-9771
Document Number	3237000259
Book / Page	3237 / 259
Instrument Date	Aug 29, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2468 STATE ROUTE 444, BLOOMFIELD, NY 14469-9309

Mortgage

Date	Sep 11, 2026

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Recording Date	Sep 11, 2026
Property Address	94 S MAIN ST, AVOCA, NY 14809-9771
Document Number	5322000207
Book / Page	5322 / 207
Instrument Date	Aug 29, 2026
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 S MAIN ST, AVOCA, NY 14809-9771

Mortgage

Document Number	5322000207,
Date	Sep 11, 2026
Book Page	5322/207

Lender

Name	MORTGAGE CENTER LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Mar 9, 2026
Property Address	94 S MAIN ST, AVOCA, NY 14809-9771
Document Number	003206/345
Book / Page	3206 / 345
Instrument Date	Nov 7, 2025
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 S MAIN ST, AVOCA, NY 14809-9771

Tax Assessment & Valuation

Source: Steuben County and Avoca Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Avoca Village
County	Steuben County
County Subdivision	Avoca Town
Unified School District	Avoca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,991.00 (-0.75%) Homeowner's exemption Senior Citizen's exemption
2025	$4,021.00 (+65.13%)	$131,700 (+40.11%) Land $17,300 Building $114,400	$137,188 (+24.05%) Land $18,021 Building $119,167
2023		$94,000 (-) Land $10,300 Building $83,700	$110,588 (+11.76%) Land $12,118 Building $98,470
2022		$94,000 Land $10,300 Building $83,700	$98,947 Land $10,842 Building $88,105
2021	$2,435.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (1993–2021)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVOCA VILLAGE serves 970 people · EPA ID NY5001205
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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