90 S Main St, Avoca, NY 14809 Property Records

Steuben County and Avoca Town property record for 90 S Main St, Avoca, NY 14809

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,316 sqft · built 1880
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Dec 1999)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
APN	`0009090-000`

Property Details

APN / Parcel Number

Primary APN	`0009090-000`
Alternative APNs	`462201 113.12-01-055.000` `22011130120001055000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	986 sqft
Upper Floors Area	330 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	153 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	442 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0009090-000
Street Address	90 S MAIN ST
City	AVOCA
State	NY
Zip	14809-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINGENFELTER HUBBARD ENGLISH MAIN ST
Legal Block	1
Legal Lot Number	55.000
Jurisdiction	STEUBEN NY
Township / Civil Division	AVOCA
Census Block Group	3
Census Block	3060
Census Tract	961000

Owner

Source: Steuben County and Avoca Town records · APN 0009090-000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 83, AVOCA, NY 14809-0083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 1999 · Amount on Record
Deed Sale	Dec 29, 1999 · Amount on Record
Prior Sale	Dec 03, 1996 · Amount on Record
Deed Book / Page	1644 / 49
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	90 S MAIN ST, AVOCA, NY 14809-9771
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005228/95
Date	Nov 17, 2025
Book Page	5228/95

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Steuben County and Avoca Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Avoca Village
County	Steuben County
County Subdivision	Avoca Town
Unified School District	Avoca Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,565.00 (+70.77%)	$84,000 (+44.83%) Land $14,400 Building $69,600	$87,500 (+28.23%) Land $15,000 Building $72,500
2023		$58,000 (-) Land $8,500 Building $49,500	$68,235 (+11.76%) Land $10,000 Building $58,235
2022		$58,000 Land $8,500 Building $49,500	$61,053 Land $8,947 Building $52,106
2021	$1,502.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (1993–2021)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2014 · 5 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company Fiber	1,000 / 100

May also be available: T-Mobile USA.

Based on FCC filings for 123 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AVOCA VILLAGE serves 970 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.