94 Rochester St, Hampstead, NC 28443 Property Records

Pender County property record for 94 Rochester St, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,338 sqft · built 2019
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Mar 2020)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3281-86-3269-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-86-3269-0000`
Alternative APNs	`000034399` `978261`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,338 sqft Total Area

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000034399
Street Address	94 ROCHESTER ST
City	HAMPSTEAD
State	NC
Zip	28443-5340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 52 PB 61/91 SENECA REEF
Legal Subdivision	SENECA REEF
Legal Lot Number	52
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 ROCHESTER ST, HAMPSTEAD, NC 28443-5340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MISCELLANEOUS INS CO
Jan 8, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	0016824706
Deed Book / Page	1682 / 4706
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 12, 2020
Property Address	94 ROCHESTER ST, HAMPSTEAD, NC 28443-5340
Document Number	0047061682
Book / Page	004706 / 001682
Instrument Date	Mar 10, 2020
Instrument	20060875
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	94 ROCHESTER ST HAMPSTEAD NC 284435340, HAMPSTEAD, NC 28443-5340

Mortgage

Document Number	47061684
Date	Mar 12, 2020
Book Page	004706/001684
Instrument	20060876

Lender

Name	MISCELLANEOUS INS CO
Address	ATLANTA, GA 30338

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PENDER NC
Recording Date	Jan 8, 2020
Property Address	94 ROCHESTER ST, HAMPSTEAD, NC 28443-5340
Document Number	0047012007
Book / Page	004701 / 002007
Instrument Date	Jan 7, 2020
Instrument	20058239
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	191 SENECA REEF DR HAMPSTEAD NC 284437258, HAMPSTEAD, NC 28443-7258

Mortgage

Document Number	47012009
Date	Jan 8, 2020
Book Page	004701/002009
Instrument	20058240

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,820.00 (+9.39%)	$533,235 (+88.23%) Land $69,250 Building $463,985	$533,235 (+88.23%) Land $69,250 Building $463,985
2023		$283,289 (-) Land $66,150 Building $217,139	$283,289 (-) Land $66,150 Building $217,139
2022	$2,578.00	$283,289 Land $66,150 Building $217,139	$283,289 Land $66,150 Building $217,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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