62 Rochester St, Hampstead, NC 28443 Property Records

Pender County property record for 62 Rochester St, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,775 sqft · built 2018
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Aug 2024)
Tax Bill	$2,642 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3281-86-4452-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-86-4452-0000`
Alternative APNs	`000057814` `000047911` `978261`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,775 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000057814
Street Address	62 ROCHESTER ST
City	HAMPSTEAD
State	NC
Zip	28443-5340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 50 PB 61/91 PH 1 SEC 1 SENECA REEF
Legal Subdivision	SENECA REEF
Legal Phase	1
Legal Lot Number	50
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	62 ROCHESTER ST, HAMPSTEAD, NC 28443-5340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 31, 2021	Warranty Deed, Transfer
Mar 29, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Document Number	0292144843
Deed Book / Page	2921 / 44843
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	62 ROCHESTER ST, HAMPSTEAD, NC 28443-5340
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047371010
Date	Jan 8, 2021
Book Page	4737/1010

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	62 ROCHESTER ST, HAMPSTEAD, NC 28443-5340
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047022714
Date	Jan 27, 2020
Book Page	4702/2714

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 17, 2022
Property Address	62 ROCHESTER ST, HAMPSTEAD, NC 28443-5340
Document Number	0047881690
Book / Page	4788 / 1690
Instrument Date	May 5, 2022
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7172 RIDGE GLEN DR # DR303, 7172, HUNTINGTON BEACH, CA 92648-7414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 ROCHESTER ST, HAMPSTEAD, NC 28443-5340

Mortgage

Document Number	0047881694
Date	May 17, 2022
Instrument	4788-1694

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 31, 2021
Property Address	62 ROCHESTER ST, HAMPSTEAD, NC 28443-5340
Document Number	0047631322
Book / Page	4763 / 1322
Map Reference	MB 61 PG 91
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	Sep 9, 2021

Transaction

Amount	Amount Recorded
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 GOOSENECK LANE, 411, SNEADS FERRY, NC 28460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7172 RIDGE GLEN DR APT 303, 303, HUNTINGTON BEACH, CA 92648-7419

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 29, 2019
Property Address	62 ROCHESTER ST, HAMPSTEAD, NC 28443-5340
Document Number	0046812668
Book / Page	4681 / 2668
Map Reference	MB 61 PG 91
Instrument Date	Mar 29, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1545, HAMPSTEAD, NC 28443-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 ROCHESTER ST, HAMPSTEAD, NC 28443-5340

Mortgage

Document Number	0046812670
Date	Mar 29, 2019
Instrument	4681/2670

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,642.00	$364,195 (+37.95%) Land $69,250 Building $294,945	$364,195 (+37.95%) Land $69,250 Building $294,945
2024	$2,642.00 (+9.31%)	$264,005 (-) Land $66,150 Building $197,855	$264,005 (-) Land $66,150 Building $197,855
2023		$264,005 (-) Land $66,150 Building $197,855	$264,005 (-) Land $66,150 Building $197,855
2022	$2,417.00	$264,005 Land $66,150 Building $197,855	$264,005 Land $66,150 Building $197,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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