Henderson County property record for 94 Ridgewood Dr, Tool, TX 75143
| Property Type | Vacant Land |
|---|---|
| Owner | Individual Name on Record |
| Tax Bill | $90 (2023) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2355-0000-0940-63 |
| Primary APN | 2355-0000-0940-63 |
|---|---|
| Alternative APNs |
|
| Account Number | R000033364 |
|---|---|
| Old Parcel Number | 2355.0000.0940.63 |
| Street Address | 94 RIDGEWOOD DR |
| City | TOOL |
| State | TX |
| Zip | 75143 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LT 94 AB 360 G HANCOCK SUR, CEDARCREST SHORES ESTS, LT 94 |
| Legal Subdivision | CEDAR CREST SHORES (508) |
| Legal Lot Number | 94 |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | CEDAR CREEK LAKE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950801 |
Source: Henderson County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 700 RIDGEWOOD DR, TOOL, TX 75143-2345 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2014 |
| Deed Sale | Mar 20, 2014 |
| Deed Document Number | 2014-00003446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TX |
| Recording Date | Jul 17, 2026 |
| Property Address | 700 RIDGEWOOD DR, TOOL, TX 75143-2345 |
| Document Number | 0000010457 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202610457 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 700 RIDGEWOOD DR, TOOL, TX 75143-2345 |
| Document Number | 0000010457, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202610457 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Henderson County assessment roll, as of July 25, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Municipality | Tool City |
| Unified School District | Malakoff Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $90.00 (+104.55%) | $5,000 Land $5,000 | $5,000 Land $5,000 |
| 2022 | $44.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Brightspeed, Conquest Wireless, Nextlink, Verizon.
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