Henderson County property record for 115 Ridgewood Dr, Tool, TX 75143
| Property Type | Single Family Home |
|---|---|
| Details | 1,081 sqft · built 1995 |
| Owner | Individual Name on Record |
| Tax Bill | $762 (2023) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2355-0000-1760-63 |
| Primary APN | 2355-0000-1760-63 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,081 sqft Living Area |
|---|---|
| 1st Floor Area | 1,081 sqft |
| Year Built | Built 1995 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Porch | Covered Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R000033411 |
|---|---|
| Old Parcel Number | 2355.0000.1760.63 |
| Street Address | 115 RIDGEWOOD DR |
| City | TOOL |
| State | TX |
| Zip | 75143-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 175-177 AB 360 G HANCOCK SUR, CEDARCREST SHORES ESTS, LTS 175-177, B/62 |
| Legal Subdivision | CEDAR CREST SHORES (508) |
| Legal Lot Number | 175,177 176 |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | CEDAR CREEK LAKE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950801 |
Source: Henderson County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 RIDGEWOOD DR, TOOL, TX 75143-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2008 |
| Deed Sale | May 16, 2008 |
| Prior Sale | Jan 7, 2008 · Amount on Record |
| Deed Document Number | 0007917 |
| Deed Book / Page | 2874 / 026 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TX |
| Property Address | 115 RIDGEWOOD DR, TOOL, TX 75143-2334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 202100000378 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-00000378 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 209 Months |
| Due | Jun 1, 2038 |
Source: Henderson County assessment roll, as of July 25, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Municipality | Tool City |
| Unified School District | Malakoff Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $762.00 (-67.77%) Homeowner's exemption | $90,823 Land $15,000 Building $156,794 | $171,794 Land $15,000 Building $156,794 |
| 2022 | $2,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Conquest Wireless, Verizon.
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