Monmouth County and Rumson Borough property record for 91 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,124 sqft · built 1982 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,400,000 (Jul 2025) |
| Tax Bill | $27,136 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00090-0000-00005 |
| Primary APN | 41-00090-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,124 sqft Living Area |
| 1st Floor Area | 3,124 sqft |
| Basement Area | 2,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 68,825 sqft |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 400 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 1,195 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 161300 |
|---|---|
| Street Address | 91 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | BRIARWOOD |
| Legal Block | 90 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 91 RIDGE RD, RUMSON, NJ 07760-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 22, 2019 | Grant Deed, Transfer WELLS FARGO BK |
| Dec 11, 2018 | Deed of Trust, Mortgage INVESTORS HM MTG |
| Sep 1, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on Record |
| Deed Sale | Jul 7, 2025 · Amount on Record |
| Prior Sale | Jul 22, 2019 · Amount on Record |
| Deed Document Number | 202552242 |
| Deed Book / Page | 9745 / 3586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 91 RIDGE RD, RUMSON, NJ 07760-1128 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 91 RIDGE RD, RUMSON, NJ 07760-1128 |
| Document Number | 0097611943 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 9761/1943 |
| Instrument | 2025082664 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 91 RIDGE RD, RUMSON, NJ 07760-1128 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095373998 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 9537/3998 |
| Instrument | 2021127287 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 22, 2019 |
| Property Address | 91 RIDGE RD, RUMSON, NJ 07760-1128 |
| Document Number | 0000065014 |
| Book / Page | 009358 / 008149 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 65014 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,930.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 91 RIDGE RD RUMSON NJ 077601128, RUMSON, NJ 07760-1128 |
| Document Number | 65015 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 009358/008172 |
| Instrument | 65015 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 91 RIDGE RD, RUMSON, NJ 07760-1128 |
| Document Number | 0000002022 |
| Instrument Date | Dec 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 91 RIDGE RD RUMSON NJ 077601128, RUMSON, NJ 07760-1128 |
| Document Number | 0000002022 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 009329/007737 |
| Instrument | 2022 |
| Name | INVESTORS HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 249 MILLBURN AVE, MILLBURN, NJ 07041-1735 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 91 RIDGE RD, RUMSON, NJ 07760-1128 |
| Document Number | 0000097259 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 91 RIDGE RD RUMSON NJ 077601128, RUMSON, NJ 07760-1128 |
| Document Number | 0000097259 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 009252/000066 |
| Instrument | 97259 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,870,800 (+10.98%) Land $1,819,200 Building $1,051,600 | $2,870,800 (+10.98%) Land $1,819,200 Building $1,051,600 | |
| 2025 | $27,136.00 (+1.71%) | $2,586,800 (+15.14%) Land $1,691,800 Building $895,000 | $2,586,800 (+15.14%) Land $1,691,800 Building $895,000 |
| 2024 | $26,681.00 (+4.35%) | ||
| 2023 | $2,246,700 Land $1,508,400 Building $738,300 | $2,246,700 Land $1,508,400 Building $738,300 | |
| 2022 | $25,568.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1992–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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