94 Prospect St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 94 Prospect St, Chicopee, MA 01013

Property Summary

Property Type	Apartments (5+ Units)
Details	20 bd · 9 ba · 8,988 sqft · built 1912
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Feb 2020)
Tax Bill	$12,941 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`627-00054`

Property Details

APN / Parcel Number

Primary APN	`627-00054`
Alternative APN	`CHIC M:0627 P:00054`

Interior

Bedrooms	20 Beds
Full Baths	9 Baths
Units	9 Units
Stories	3 Stories
Building Area	8,988 sqft Living Area
Gross Area	13,223 sqft
1st Floor Area	2,996 sqft
Basement Area	2,996 sqft
Unfinished Basement	2,996 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	627-00054
Street Address	94 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01013-4040
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	106
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4008
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24 HAWTHORNE ST, ROXBURY, MA 02119-1411
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage MONSON SAVINGS BANK
Apr 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage MONSON SAVINGS BANK
Feb 24, 2020	Quit Claim Deed, Transfer · Commercial Mortgage POLISH NATIONAL CU
Aug 18, 2017	Quit Claim Deed, Transfer · Conventional with PMI FLORENCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	202010079
Deed Book / Page	23099 / 119
Prior Transfer Date	Feb 14, 2020
Prior Transfer Doc	23099-119
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	94 PROSPECT ST, CHICOPEE, MA 01013-4040
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024455-338
Date	Mar 17, 2022
Book Page	24455/338
Instrument	16487

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	94 PROSPECT ST, CHICOPEE, MA 01013-4040
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025826-61
Date	Apr 14, 2025
Book Page	25826/61
Instrument	16110

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 24, 2020
Property Address	94 PROSPECT ST, CHICOPEE, MA 01013-4040
Document Number	23099-119
Book / Page	23099 / 119
Instrument Date	Feb 14, 2020
Instrument	10079
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 DULONG CIR, CHICOPEE, MA 01022-1153

Mortgage

Document Number	10080
Date	Feb 24, 2020
Instrument	10080

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 18, 2017
Property Address	94 PROSPECT ST, CHICOPEE, MA 01013-4040
Document Number	21820-431
Book / Page	021820 / 000431
Instrument Date	Aug 18, 2017
Instrument	48354
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,134.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 SABRINA BROOKE LN WESTFIELD MA 010854384, WESTFIELD, MA 01085-4384

Mortgage

Document Number	21820-434
Date	Aug 18, 2017
Book Page	021820/000434
Instrument	48355

Lender

Name	FLORENCE BK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,941.00 (+15.07%)	$853,600 (+12.04%) Land $90,000 Building $763,600
2024	$11,246.00 (+5.92%)	$761,900 (+8.72%) Land $90,000 Building $671,900
2023	$10,617.00	$700,800 Land $90,000 Building $610,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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