88 Prospect St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 88 Prospect St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,877 sqft · built 1920
Lot Size	0.162 acres (7,067 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Feb 2026)
Tax Bill	$4,231 (2025)
Deeds & Mortgages	Aug 2023 Refinance Feb 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`627-00056`

Property Details

APN / Parcel Number

Primary APN	`627-00056`
Alternative APN	`CHIC M:0627 P:00056`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,877 sqft Living Area
Gross Area	3,526 sqft
1st Floor Area	1,274 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,067 sqft (0.162 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	627-00056
Street Address	88 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01013-4028
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	13
Legal Subdivision	CHICOPEE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4008
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	818 CHICOPEE ST, 12, CHICOPEE, MA 01013-2751
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL LENDER LLC
Feb 17, 2026	Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Aug 20, 2025	Quit Claim Deed, Transfer COMMERCIAL LENDER LLC
Sep 13, 2024	Foreclosure
May 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LIONWISE VENTURES LLC
Aug 5, 2021	Warranty Deed, Foreclosure
Feb 2, 2018	Quit Claim Deed, Foreclosure
Nov 30, 2017	Quit Claim Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Aug 20, 2025 · Amount on Record
Deed Book / Page	26222 / 366
Transfer Doc	1718000471
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	88 PROSPECT ST, CHICOPEE, MA 01013-4028
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025109-397
Date	Aug 9, 2023
Book Page	25109/397
Instrument	36941

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 17, 2026
Property Address	88 PROSPECT ST, CHICOPEE, MA 01013-4028
Document Number	026222-366
Book / Page	26222 / 366
Instrument Date	Feb 10, 2026
Instrument	6950
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 CHICOPEE ST APT 12, 12, CHICOPEE, MA 01013-2751

Mortgage

Document Number	0000006951
Date	Feb 17, 2026
Instrument	6951

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	026222-393
Date	Feb 17, 2026
Book Page	26222/393
Instrument	6952

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 20, 2025
Property Address	88 PROSPECT ST, CHICOPEE, MA 01013-4028
Document Number	025994-315
Book / Page	25994 / 315
Instrument Date	Aug 20, 2025
Instrument	38985
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 CHAPIN RD, HAMPDEN, MA 01036-9690

Mortgage

Document Number	0000038986
Date	Aug 20, 2025
Instrument	38986

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2026

September 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHICOPEE MA
Recording Date	Sep 13, 2024
Property Address	88 PROSPECT ST, CHICOPEE, MA 01013-4028
Document Number	025572-214
Book / Page	25572 / 214
Instrument Date	Aug 29, 2024
Instrument	42535
Transaction Type	Foreclosure
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3801, VERNON, CT 06066-2187

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 3, 2022
Property Address	88 PROSPECT ST, CHICOPEE, MA 01013-4028
Document Number	0024529-70
Book / Page	24529 / 70
Instrument Date	Apr 29, 2022
Instrument	26905
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 KINGS HWY, WEST SPRINGFIELD, MA 01089-2574
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026906
Date	May 3, 2022
Instrument	26906

Lender

Name	LIONWISE VENTURES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 5, 2021
Property Address	88 PROSPECT ST, CHICOPEE, MA 01013-4028
Document Number	024043-170
Book / Page	24043 / 170
Instrument Date	Aug 2, 2021
Instrument	54719
Transaction Type	Foreclosure
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD # E110, E110, OKLAHOMA CITY, OK 73106-6016
Investor	Possibly a Property Investor

February 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 2, 2018
Property Address	88 PROSPECT ST, CHICOPEE, MA 01013-4028
Document Number	22049-582
Book / Page	022049 / 000582
Instrument Date	Jan 25, 2018
Instrument	6201
Transaction Type	Foreclosure
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5151 CORPORATE DR TROY MI 480982639, TROY, MI 48098-2639

November 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Nov 30, 2017
Property Address	88 PROSPECT ST, CHICOPEE, MA 01013-4028
Document Number	21965-218
Book / Page	021965 / 000218
Instrument Date	Jan 23, 2017
Instrument	70723
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,231.00 (+5.83%)	$279,100 (+3.03%) Land $64,800 Building $214,300
2024	$3,998.00 (+7.07%)	$270,900 (+9.9%) Land $63,500 Building $207,400
2023	$3,734.00	$246,500 Land $57,800 Building $188,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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