94 Pine Needle St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 94 Pine Needle St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,863 sqft · built 1983
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (Feb 2021)
Tax Bill	$10,401 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-00001-08-00020`

Property Details

APN / Parcel Number

Primary APN	`21-00001-08-00020`
Alternative APNs	`2100001000800020` `301820`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,863 sqft Living Area
1st Floor Area	1,070 sqft
Upper Floors Area	962 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Area	169 sqft
Parking Spaces	1 Parking Space
Pool Area	544 sqft
Porch	Open Porch
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	301820
Street Address	94 PINE NEEDLE ST
City	HOWELL
State	NJ
Zip	07731-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAUREL MANOR SEC 05
Legal Block	1.8
Legal Lot Number	20
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3020
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	94 PINE NEEDLE ST, HOWELL, NJ 07731-2665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 5, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 12, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 3, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Dec 11, 2017	Deed of Trust, Mortgage · Conventional with PMI NEW PENN FIN'L LLC
Apr 21, 2017	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	202122177
Deed Book / Page	9481 / 967
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	94 PINE NEEDLE ST, HOWELL, NJ 07731-2665
Transaction Type	Mortgage
Record Updated	May 8, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 PINE NEEDLE ST, HOWELL, NJ 07731-2665

Mortgage

Document Number	0096810149
Date	Mar 15, 2024
Book Page	9681/149
Instrument	2024017351

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Feb 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	94 PINE NEEDLE ST, HOWELL, NJ 07731-2665
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 PINE NEEDLE ST, HOWELL, NJ 07731-2665

Mortgage

Document Number	0096471162
Date	Jun 5, 2023
Book Page	9647/1162
Instrument	2023038160

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Feb 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	94 PINE NEEDLE ST, HOWELL, NJ 07731-2665
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 PINE NEEDLE ST, HOWELL, NJ 07731-2665

Mortgage

Document Number	0096047029
Date	Jul 12, 2022
Book Page	9604/7029
Instrument	2022071789

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	EAST LANSING, MI 48826

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	94 PINE NEEDLE ST, HOWELL, NJ 07731-2665
Document Number	0000109211
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 PINE NEEDLE ST HOWELL NJ 077312665, HOWELL, NJ 07731-2665

Mortgage

Document Number	0000109211
Date	Nov 19, 2019
Book Page	009380/001704
Instrument	109211

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	94 PINE NEEDLE ST, HOWELL, NJ 07731-2665
Document Number	0000001207
Book / Page	009266 / 001593
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	94 PINE NEEDLE ST HOWELL NJ 077312665, HOWELL, NJ 07731-2665

Mortgage

Document Number	0000001207
Date	Jan 5, 2018
Book Page	009266/001593
Instrument	1207

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	94 PINE NEEDLE ST, HOWELL, NJ 07731-2665
Document Number	0000044470
Book / Page	009225 / 002950
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	94 PINE NEEDLE ST HOWELL NJ 077312665, HOWELL, NJ 07731-2665

Mortgage

Document Number	0000044470
Date	May 1, 2017
Book Page	009225/002950
Instrument	44470

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,400 (+7.02%) Land $369,400 Building $280,000	$649,400 (+7.02%) Land $369,400 Building $280,000
2025	$10,401.00 (+4.55%)	$606,800 (+22.49%) Land $329,400 Building $277,400	$606,800 (+22.49%) Land $329,400 Building $277,400
2024	$9,948.00 (+14.27%)
2023		$495,400 Land $229,400 Building $266,000	$495,400 Land $229,400 Building $266,000
2022	$8,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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