88 Pine Needle St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 88 Pine Needle St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,258 sqft · built 1982
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Jun 2025)
Tax Bill	$11,119 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00002-16-00019`

Property Details

APN / Parcel Number

Primary APN	`21-00002-16-00019`
Alternative APNs	`2100002001600019` `321619`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,258 sqft Living Area
1st Floor Area	1,248 sqft
Upper Floors Area	1,440 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	100 ft deep x 92 ft wide
Garage Type	Built-in
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	321619
Street Address	88 PINE NEEDLE ST
City	HOWELL
State	NJ
Zip	07731-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAUREL MANOR SEC 01
Legal Block	2.16
Legal Lot Number	19
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2017
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 PINE NEEDLE ST, HOWELL, NJ 07731-2657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Mar 15, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 6, 2018	Grant Deed, Transfer · VA Mortgage MLB RESID'L LNDG
Feb 1, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Mar 15, 2022 · Amount on Record
Deed Document Number	202543596
Deed Book / Page	9740 / 9790
Record Updated	Sep 20, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 4, 2025
Property Address	88 PINE NEEDLE ST, HOWELL, NJ 07731-2657
Document Number	0097409790
Book / Page	9740 / 9790
Instrument Date	May 23, 2025
Instrument	2025043596
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CAMBRIDGE LAND TRANSFER CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,033.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 KNOB HILL ROAD, HARRINGTON PARK, NJ 07640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 PINE NEEDLE ST, HOWELL, NJ 07731-2657

Mortgage

Document Number	2025043597
Date	Jun 4, 2025
Instrument	2025043597

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 15, 2022
Property Address	88 PINE NEEDLE ST, HOWELL, NJ 07731-2657
Document Number	0095845640
Book / Page	9584 / 5640
Instrument Date	Mar 9, 2022
Instrument	2022030203
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CLEAR TO CLOSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 MILLSTONE RD, 156, MILLSTONE TOWNSHIP, NJ 08535-8509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 PINE NEEDLE ST, HOWELL, NJ 07731-2657

Mortgage

Document Number	2022030204
Date	Mar 15, 2022
Instrument	2022030204

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 6, 2018
Property Address	88 PINE NEEDLE ST, HOWELL, NJ 07731-2657
Document Number	0000066736
Book / Page	009296 / 001110
Instrument Date	May 29, 2018
Instrument	66736
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	COASTAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$331.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 PINE NEEDLE ST HOWELL NJ 077312657, HOWELL, NJ 07731-2657

Mortgage

Document Number	66737
Date	Jul 6, 2018
Book Page	009296/001159
Instrument	66737

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 1, 2017
Property Address	88 PINE NEEDLE ST, HOWELL, NJ 07731-2657
Document Number	0000012565
Book / Page	009211 / 002029
Instrument Date	Nov 7, 2016
Instrument	12565
Transaction Type	Foreclosure
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,400 (+4.12%) Land $370,300 Building $305,100	$675,400 (+4.12%) Land $370,300 Building $305,100
2025	$11,119.00 (+4.14%)	$648,700 (+22.07%) Land $330,300 Building $318,400	$648,700 (+22.07%) Land $330,300 Building $318,400
2024	$10,677.00 (+28.04%)
2023		$531,400 Land $230,300 Building $301,100	$531,400 Land $230,300 Building $301,100
2022	$8,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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