Bergen County and Emerson Borough property record for 94 Patrick Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 2,920 sqft · built 1994 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,400 (Nov 1994) |
| Tax Bill | $24,983 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00516-01-00001 |
| Primary APN | 14-00516-01-00001 |
|---|---|
| Alternative APN |
|
| Building Area | 2,920 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Street Address | 94 PATRICK AVE |
|---|---|
| City | EMERSON |
| State | NJ |
| Zip | 07630-1460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X150 |
| Legal Block | 516.1 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 94 PATRICK AVE, EMERSON, NJ 07630-1460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Nov 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 7, 1994 · Amount on Record |
| Deed Sale | Nov 7, 1994 · Amount on Record |
| Deed Book / Page | 7745 / 398 |
| Last Transfer Date | Dec 17, 2012 |
| Transfer Doc | 0012751395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 94 PATRICK AVE, EMERSON, NJ 07630-1460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 94 PATRICK AVE, EMERSON, NJ 07630-1460 |
| Document Number | 0051441266 |
|---|---|
| Date | Dec 19, 2023 |
| Book Page | 5144/1266 |
| Instrument | 2023080590 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 6, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 94 PATRICK AVE, EMERSON, NJ 07630-1460 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040140450 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 4014/450 |
| Instrument | 2021036461 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 94 PATRICK AVE, EMERSON, NJ 07630-1460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033951979 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 3395/1979 |
| Instrument | 19-074450 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730,500 (-) Land $253,000 Building $477,500 | $730,500 (-) Land $253,000 Building $477,500 | |
| 2025 | $24,983.00 (+3.54%) | $730,500 (-) Land $253,000 Building $477,500 | $730,500 (-) Land $253,000 Building $477,500 |
| 2024 | $24,128.00 (+9.08%) | ||
| 2023 | $730,500 Land $253,000 Building $477,500 | $730,500 Land $253,000 Building $477,500 | |
| 2022 | $22,119.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–1999) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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