Bergen County and Emerson Borough property record for 88 Patrick Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 3,374 sqft · built 1994 |
| Lot Size | 0.351 acres (15,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $930,000 (Jun 2023) |
| Tax Bill | $24,795 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00901-02-00012 |
| Primary APN | 14-00901-02-00012 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,374 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 15,298 sqft (0.351 acres) |
| Lot Dimensions | 153 ft deep x 100 ft wide |
| Street Address | 88 PATRICK AVE |
|---|---|
| City | EMERSON |
| State | NJ |
| Zip | 07630-1460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X153 |
| Legal Block | 901.2 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records · APN 14-00901-02-00012
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 PATRICK AVE, EMERSON, NJ 07630-1460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 19, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 07, 2019 | Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC |
| Mar 18, 2019 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2023 · Amount on Record |
| Deed Sale | Jun 19, 2023 · Amount on Record |
| Prior Sale | Aug 07, 2019 · Amount on Record |
| Deed Document Number | 202340025 |
| Deed Book / Page | 5017 / 1646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 19, 2023 |
| Property Address | 88 PATRICK AVE, EMERSON, NJ 07630-1460 |
| Document Number | 0050171646 |
| Book / Page | 5017 / 1646 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023040025 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,763.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8652 WOODHAVEN BLVD, WOODHAVEN, NY 11421-1449 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 88 PATRICK AVE, EMERSON, NJ 07630-1460 |
| Document Number | 2023040026 |
|---|---|
| Date | Jun 19, 2023 |
| Instrument | 2023040026 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 07, 2019 |
| Property Address | 88 PATRICK AVE, EMERSON, NJ 07630-1460 |
| Document Number | 0033150874 |
| Book / Page | 3315 / 874 |
| Instrument Date | May 21, 2019 |
| Instrument | 2019-051178.02 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8652 WOODHAVEN BLVD, WOODHAVEN, NY 11421-1449 |
| Document Number | 1905117803 |
|---|---|
| Date | Aug 07, 2019 |
| Instrument | 19-051178.03 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0033150874 |
|---|---|
| Date | Aug 07, 2019 |
| Book Page | 3315/874 |
| Instrument | 2019-051178.02 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 18, 2019 |
| Property Address | 88 PATRICK AVE, EMERSON, NJ 07630-1460 |
| Document Number | 0032010021 |
| Book / Page | 003201 / 000021 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 17280 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
Source: Bergen County and Emerson Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $725,000 (-) Land $280,300 Building $444,700 | $725,000 (-) Land $280,300 Building $444,700 | |
| 2025 | $24,795.00 (+3.54%) | $725,000 (-) Land $280,300 Building $444,700 | $725,000 (-) Land $280,300 Building $444,700 |
| 2024 | $23,947.00 (+9.08%) | ||
| 2023 | $725,000 (-) Land $280,300 Building $444,700 | $725,000 (-) Land $280,300 Building $444,700 | |
| 2022 | $21,953.00 (+2.01%) | $725,000 Land $280,300 Building $444,700 | $725,000 Land $280,300 Building $444,700 |
| 2021 | $21,520.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–1999) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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