94 Paddon Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 94 Paddon Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,675 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$5,342 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`412-091-010-000`

Property Details

APN / Parcel Number

Primary APN	`412-091-010-000`
Alternative APN	`412091100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,675 sqft Living Area
1st Floor Area	2,675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	43,560 sqft
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	94 PADDON RD
City	ROYAL OAKS
State	CA
Zip	95076-9041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L P SUB OF WATSONVILLE FARMS SUB A OF L 8 1 AC & RW
Legal Subdivision	L P SUB
Legal Block	3
Legal Lot Number	8
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	3
Census Block	3000
Census Tract	14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	94 PADDON RD, ROYAL OAKS, CA 95076-9041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Dec 14, 2020	Correction Deed NOT AVAILABLE
Oct 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 2, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 3, 2020
Transfer Doc	0000074264
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	94 PADDON RD, ROYAL OAKS, CA 95076-9041
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 PADDON RD, ROYAL OAKS, CA 95076-9041

Mortgage

Document Number	0000011268
Date	Feb 12, 2021
Instrument	2021011268

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 14, 2020
Property Address	94 PADDON RD, ROYAL OAKS, CA 95076-9041
Document Number	0000074264
Instrument Date	Dec 3, 2020
Instrument	74264
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	94 PADDON RD ROYAL OAKS CA 950769041, ROYAL OAKS, CA 95076-9041

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 22, 2020
Property Address	94 PADDON RD, ROYAL OAKS, CA 95076-9041
Document Number	0000060397
Instrument Date	Oct 22, 2020
Instrument	60397
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	94 PADDON RD ROYAL OAKS CA 950769041, ROYAL OAKS, CA 95076-9041

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 2, 2019
Property Address	94 PADDON RD, ROYAL OAKS, CA 95076-9041
Document Number	0000056890
Instrument Date	Nov 22, 2019
Instrument	2019056890
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	94 PADDON RD, ROYAL OAKS, CA 95076-9041
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056891
Date	Dec 2, 2019
Instrument	2019056891

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,569 (+2%) Land $15,658 Building $435,911
2025	$5,342.00 (+12.25%)	$442,715 (+4.04%) Land $15,351 Building $427,364
2023	$4,759.00 (+1.75%)	$425,525 Land $14,755 Building $410,770
2022	$4,677.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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