105 Otsego Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 105 Otsego Ln, Saint Augustine, FL 32092 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,874 sqft · built 2025
Lot Size0.11 acres (4,791 sqft)
OwnerIndividual Name on File
Last Sale$431,000 (Feb 2026)
Tax Bill$1,212 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026941-3380

Property Details

APN / Parcel Number

Primary APN026941-3380

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,874 sqft Living Area
Gross Area2,398 sqft
1st Floor Area1,874 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area399 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address105 OTSEGO LN
CityST AUGUSTINE
StateFL
Zip32092-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description123/61-68 SILVER FALLS (SILVERLEAF PARCEL 22A) PHASE 3 LOT 338 OR6306/779
Legal Block1
Legal Lot Number338
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4006
Census Tract20908

Owner

Source: St. Johns County records · APN 026941-3380

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address105 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1322
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleOct 22, 2025 · Amount on Record
Deed Document Number202612943
Deed Book / Page6306 / 779
Record UpdatedSep 20, 2026

February 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 17, 2026
Property Address105 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1322
Document Number0063060779
Book / Page6306 / 779
Map ReferenceMB 123 PG 61
Instrument DateFeb 12, 2026
Instrument2026012943
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 06, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,017.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 OTSEGO LN, ST AUGUSTINE, FL 32092-1322

Mortgage

Document Number0006306783
DateFeb 17, 2026
Instrument6306/783
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$337,131 (+274.59%) Land $100,000 Building $237,131$337,131 (+274.59%) Land $100,000 Building $237,131
2025$1,212.00$90,000$90,000 Land $90,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 413 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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