Anne Arundel County property record for 94 Otis Dr, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,144 sqft · built 1962 |
| Lot Size | 0.613 acres (26,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2016) |
| Tax Bill | $3,920 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-495-04738200 |
| Primary APN | 04-495-04738200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Utility Area | 56 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 26,698 sqft (0.613 acres) |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 49504738200 |
|---|---|
| Street Address | 94 OTIS DR |
| City | SEVERN |
| State | MD |
| Zip | 21144-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PTLT 2 BK A MUNSON HEIGHTS |
| Legal Subdivision | MUNSON HEIGHTS |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 751400 |
94 Otis Dr is owned and occupied by an individual who bought it in May 2016.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 94 OTIS DR, SEVERN, MD 21144-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BCHH |
| Feb 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 30, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2016 · Amount on File |
| Deed Sale | May 17, 2016 · Amount on File |
| Prior Sale | Aug 23, 2013 · Amount on File |
| Deed Book / Page | 29587 / 21 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 17, 2026 |
| Property Address | 94 OTIS DR, SEVERN, MD 21144-1128 |
| Document Number | 4227000215 |
| Book / Page | 42275 / 215 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BCHH |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 94 OTIS DR, SEVERN, MD 21144-1128 |
| Document Number | 4227000215, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 42275/215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 94 OTIS DR, SEVERN, MD 21144-1128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0361770156 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 36177/156 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 94 OTIS DR, SEVERN, MD 21144-1128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0349720231 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 34972/231 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 94 Otis Dr was $3,920, up 4.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,100 (+4.55%) | $354,500 (+13.66%) Land $212,600 Building $141,900 | |
| 2025 | $3,920.00 (+4.23%) | $311,900 Land $197,600 Building $114,300 | $311,900 Land $197,600 Building $114,300 |
| 2024 | $3,761.00 (+21.52%) | ||
| 2023 | $3,095.00 | $283,433 | $311,900 Land $197,600 Building $114,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 94 Otis Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 94 Otis Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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