Anne Arundel County property record for 88 Otis Dr, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,446 sqft · built 1972 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,850 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-495-00349423 |
| Primary APN | 04-495-00349423 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| Gross Area | 2,350 sqft |
| 1st Floor Area | 696 sqft |
| Basement Area | 150 sqft |
| Finished Basement | 150 sqft |
| Utility Area | 110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Enclosed Porch |
| Porch Area | 503 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 49500349423 |
|---|---|
| Street Address | 88 OTIS DR |
| City | SEVERN |
| State | MD |
| Zip | 21144-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PTLT 5 BK A MUNSON HEIGHTS |
| Legal Subdivision | MUNSON HEIGHTS |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 751400 |
88 Otis Dr is owned and occupied by two individuals who acquired it in October 2019.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 OTIS DR, SEVERN, MD 21144-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI FELLOWSHIP HM LOANS |
| Oct 16, 2019 | Quit Claim Deed, Transfer · FHA Mortgage FELLOWSHIP HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2019 |
| Deed Sale | Oct 16, 2019 |
| Prior Sale | Sep 30, 2005 · Amount on File |
| Deed Book / Page | 33711 / 209 |
| Prior Transfer Date | Jun 24, 2019 |
| Prior Transfer Doc | 0337110209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 88 OTIS DR, SEVERN, MD 21144-1128 |
| Document Number | 0341780357 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 88 OTIS DR SEVERN MD 211441128, SEVERN, MD 21144-1128 |
| Document Number | 0341780357 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 034178/000357 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 16, 2019 |
| Property Address | 88 OTIS DR, SEVERN, MD 21144-1128 |
| Document Number | 0337110209 |
| Book / Page | 033711 / 000209 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 88 OTIS DR SEVERN MD 211441128, SEVERN, MD 21144-1128 |
| Document Number | 337110214 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 033711/000214 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2049 |
The 2025 property tax bill for 88 Otis Dr was $3,850 with a homeowner's exemption, up 2.1% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,600 (+5.35%) | $438,000 (+16.06%) Land $199,700 Building $238,300 | |
| 2025 | $3,850.00 (+2.15%) Homeowner's exemption | $377,400 Land $184,700 Building $192,700 | $377,400 Land $184,700 Building $192,700 |
| 2024 | $3,769.00 (+18.41%) | ||
| 2023 | $3,183.00 Homeowner's exemption | $343,267 | $377,400 Land $184,700 Building $192,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Otis Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Otis Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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