94 Miami St, Miramar Beach, FL 32550 Property Records

Walton County property record for 94 Miami St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 4,527 sqft · built 2013
Lot Size	0.144 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$1,950,000 (Jul 2017)
Tax Bill	$22,537 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42040-00A-0090`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42040-00A-0090`
Alternative APN	`1071690`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	4,527 sqft Living Area
Gross Area	6,155 sqft
Flooring	Steel Beam
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	6,316 sqft (0.144 acres)
Lot Dimensions	12.6 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	288 sqft
Porch	Porch
Porch Area	1,340 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1071690
Street Address	94 MIAMI ST
City	MIRAMAR BEACH
State	FL
Zip	32550-4694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK A FRANGISTA BCH 1ST ADD OR 1229-149 OR 1432-59 OR 2845-3659 OR 2849-2171 OR 2850-4711 OR 2863-2992 OR 3047-397
Legal Range	21W
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BCH 1ST ADD
Legal Block	A
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1046
Census Tract	950609

Owner

94 Miami St is owned and occupied by an individual who bought it in July 2017.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	94 MIAMI ST, MIRAMAR BEACH, FL 32550-4694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Prior Sale	Apr 12, 2011 · Amount on File
Deed Document Number	20170023475
Deed Book / Page	3047 / 0397
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	94 MIAMI ST, MIRAMAR BEACH, FL 32550-4694
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BECKET VLG, SANDY HOOK, CT 06482-1422

Mortgage

Document Number	0032223073
Date	Oct 27, 2021
Book Page	3222/3073
Instrument	20210053635

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 18, 2017
Property Address	94 MIAMI ST, MIRAMAR BEACH, FL 32550-4694
Document Number	0030470397
Book / Page	3047 / 0397
Map Reference	MB2 PG55
Instrument Date	Jun 16, 2017
Instrument	20170023475
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20219 STORMY PINE LN, 20219, SPRING, TX 77379-8898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BECKET VLG, SANDY HOOK, CT 06482-1422

Mortgage

Document Number	0030470399
Date	Jul 18, 2017
Book Page	3047/0399
Instrument	20170023476

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,733,913 Land $606,375 Building $2,127,538	$2,733,913 Land $606,375 Building $2,127,538
2024	$22,537.00 (+20.69%)
2023	$18,674.00 (+1.98%)	$2,311,751 (-0.54%) Land $852,500 Building $1,459,251	$2,311,751 (-0.54%) Land $852,500 Building $1,459,251
2022	$18,312.00	$2,324,375 Land $577,200 Building $1,747,175	$2,324,375 Land $577,200 Building $1,747,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Miami St in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 94 Miami St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

Nearby Properties on Miami St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures