76 Miami St, Miramar Beach, FL 32550 Property Records

Walton County property record for 76 Miami St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,841 sqft · built 2014
Lot Size	0.162 acres (7,100 sqft)
Owner	Company Name on Record
Tax Bill	$26,825 (2024)
Deeds & Mortgages	Jun 2021 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42040-00A-0110`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42040-00A-0110`
Alternative APN	`1071692`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	4,841 sqft Living Area
Gross Area	6,723 sqft
Flooring	Steel Beam
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	13.7 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	403 sqft
Porch	Porch
Porch Area	1,479 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1071692
Street Address	76 MIAMI ST
City	MIRAMAR BEACH
State	FL
Zip	32550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK A FRANGISTA BEACH 1ST ADDITION PB 2-55 OR 41-434 OR 1042-79 OR 1743-269 OR 2871-2930 OR 3000-3554 OR 3131-4199 OR
Legal Range	21W
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BCH 1ST ADD
Legal Block	A
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1046
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16348 US HIGHWAY 49, BELZONI, MS 39038
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer COASTAL LAND TITLE, COASTAL LAND TITLE LLC
Feb 12, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021
Deed Sale	Dec 6, 2021
Prior Sale	Feb 12, 2020 · Amount on Record
Deed Document Number	0003232118
Deed Book / Page	3203 / 318
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	20210030572
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 17, 2021
Property Address	76 MIAMI ST, MIRAMAR BEACH, FL 32550
Document Number	0032030318
Book / Page	3203 / 318
Map Reference	MB 2 PG 55
Instrument Date	Jun 11, 2021
Instrument	20210030572
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	COASTAL LAND TITLE, COASTAL LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$21,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2321 GARDEN VIEW LN, 2321, WEDDINGTON, NC 28104-8064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 698, BELZONI, MS 39038-0698

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 12, 2020
Property Address	76 MIAMI ST, MIRAMAR BEACH, FL 32550
Document Number	0031324779
Book / Page	3132 / 4779
Map Reference	MB 2 PG 55
Instrument Date	Feb 7, 2020
Instrument	20200004987
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 BRINGIER PL, 339, SHREVEPORT, LA 71106-8392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 GARDEN VIEW LN, WEDDINGTON, NC 28104-8064

Mortgage

Document Number	0031324781
Date	Feb 12, 2020
Instrument	3132/4781

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,936,395 (+17.71%) Land $623,700 Building $2,312,695	$2,936,395 (+17.71%) Land $623,700 Building $2,312,695
2024	$26,825.00 (+18.34%)
2023	$22,667.00 (-2.19%)	$2,494,628 (-0.24%) Land $930,000 Building $1,564,628	$2,494,628 (-0.24%) Land $930,000 Building $1,564,628
2022	$23,175.00	$2,500,723 Land $643,800 Building $1,856,923	$2,500,723 Land $643,800 Building $1,856,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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