94 Ludlow Rd, Windsor, CT 06095 Property Records

Windsor Town property record for 94 Ludlow Rd, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1954
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (May 2026)
Tax Bill	$5,369 (2024)
Deeds & Mortgages	Nov 2023 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4012.00`

Property Details

APN / Parcel Number

Primary APN	`4012.00`
Alternative APNs	`WIND M:00067 B:00448 L:000029` `WSOR M:00067 B:00448 L:000029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	3,039 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4012.00
Street Address	94 LUDLOW RD
City	WINDSOR
State	CT
Zip	06095-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	448
Legal Lot Number	29
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2001
Census Tract	473700

Owner

Source: Windsor Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 MONTOWESE ST, HARTFORD, CT 06114-2841
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 27, 2026	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK
Dec 30, 2025	Commissioner's Deed, Foreclosure
Feb 27, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST WORLD MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Dec 30, 2025 · Amount on Record
Deed Book / Page	1998 / 1113
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	94 LUDLOW RD, WINDSOR, CT 06095-3636
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01957-1157
Date	Nov 2, 2023
Book Page	1957/1157
Instrument	2023-03353

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	94 LUDLOW RD, WINDSOR, CT 06095-3636
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001911-265
Date	May 20, 2021
Book Page	1911/265
Instrument	2021-02295

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2050

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	May 27, 2026
Property Address	94 LUDLOW RD, WINDSOR, CT 06095-3636
Document Number	01998-1113
Book / Page	1998 / 1113
Instrument Date	May 19, 2026
Instrument	20261560
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 MONTOWESE ST, HARTFORD, CT 06114-2841

Mortgage

Date	May 27, 2026

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	WINDSOR CT
Recording Date	Dec 30, 2025
Property Address	94 LUDLOW RD, WINDSOR, CT 06095-3636
Document Number	001992-420
Book / Page	1992 / 420
Instrument Date	Nov 20, 2025
Instrument	2025-04355
Transaction Type	Foreclosure
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BOKUM RD, OLD SAYBROOK, CT 06475-1248

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	Feb 27, 2020
Property Address	94 LUDLOW RD, WINDSOR, CT 06095-3636
Document Number	1886-739
Book / Page	1886 / 739
Instrument Date	Feb 18, 2020
Instrument	2020-00707
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000708
Date	Feb 27, 2020
Instrument	2020-00708

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,720 (-) Land $56,280 Building $132,440	$132,104 Land $39,396 Building $92,708
2024	$5,369.00 (-6.17%)	$188,720 (+59.72%) Land $56,280 Building $132,440
2023	$5,722.00 (+45.56%)	$118,160 (-) Land $44,030 Building $74,130
2022	$3,931.00	$118,160 Land $44,030 Building $74,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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