106 Ludlow Rd, Windsor, CT 06095 Property Records

Windsor Town property record for 106 Ludlow Rd, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$197,900 (Feb 2021)
Tax Bill	$4,887 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4014.00`

Property Details

APN / Parcel Number

Primary APN	`4014.00`
Alternative APNs	`WIND M:00067 B:00448 L:000031` `WSOR M:00067 B:00448 L:000031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4014.00
Street Address	106 LUDLOW RD
City	WINDSOR
State	CT
Zip	06095-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	448
Legal Lot Number	31
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2001
Census Tract	473700

Owner

106 Ludlow Rd is owned and occupied by an individual who bought it in February 2021.

Source: Windsor Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	106 LUDLOW RD, WINDSOR, CT 06095-3636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 19, 2019	Deed of Trust, Mortgage · Balloon Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Mar 18, 2016 · Amount on File
Deed Document Number	2021892
Deed Book / Page	1906 / 170
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	Feb 25, 2021
Property Address	106 LUDLOW RD, WINDSOR, CT 06095-3636
Document Number	001906-170
Book / Page	1906 / 170
Instrument Date	Feb 17, 2021
Instrument	2021-00892
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 VERA ST, WEST HARTFORD, CT 06119-1953

Mortgage

Document Number	0202100893
Date	Feb 25, 2021
Instrument	2021-00893

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	106 LUDLOW RD, WINDSOR, CT 06095-3636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1871-995
Date	Mar 19, 2019
Book Page	1871/995
Instrument	2019-00898

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,780 (-) Land $53,900 Building $117,880	$120,246 Land $37,730 Building $82,516
2024	$4,887.00 (-6.16%)	$171,780 (+56.21%) Land $53,900 Building $117,880
2023	$5,208.00 (+42.33%)	$109,970 (-) Land $42,560 Building $67,410
2022	$3,659.00	$109,970 Land $42,560 Building $67,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Ludlow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Ludlow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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