94 Kaiya Ave, Inlet Beach, FL 32461 Property Records

Walton County property record for 94 Kaiya Ave, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 4,191 sqft · built 2022
Lot Size0.164 acres (7,187 sqft)
OwnerCompany Name on Record
Last Sale$5,250,000 (Aug 2025)
Tax Bill$41,508 (2023)
Deeds & MortgagesDec 2025 Line of Credit
Sep 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-3S-18-16810-000-0510

Property Details

APN / Parcel Number

Primary APN27-3S-18-16810-000-0510

Interior

Bedrooms4 Beds
Full Baths6 Baths
Stories3 Stories
Building Area4,191 sqft Living Area
Gross Area7,598 sqft
Interior WallsPaneling

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area7,187 sqft (0.164 acres)
Lot Dimensions12.3 ft deep x 8.7 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address94 KAIYA AVE
CityINLET BEACH
StateFL
Zip32461-8271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 51 KAIYA BEACH RESORT PH 1 PB 21-31 OR 3100-3925 OR 3185-2946 OR 3368-1556
Legal Range18W
Legal Township03S
Legal Section27
Legal Phase1
Legal Lot Number51
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1001
Census Tract950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2540 KING ARTHUR BLVD STE 209K, 209K, LEWISVILLE, TX 75056-5813
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Line of Credit
CENTENNIAL BANK
Sep 18, 2023Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Mar 2, 2021Special Warranty Deed, Construction Loan · Construction Mortgage
SMARTBANK
Mar 28, 2019Grant Deed, Transfer · Line of Credit
SMARTBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2025 · Amount on Record
Deed SaleAug 20, 2025 · Amount on Record
Prior SaleMar 2, 2021 · Amount on Record
Deed Document Number20250029736
Deed Book / Page3368 / 1556
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address94 KAIYA AVE, INLET BEACH, FL 32461-8271
Transaction TypeMortgage
Record UpdatedJan 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 KING ARTHUR BLVD 209K, 209K, LEWISVILLE, TX 75056-5813

Mortgage

Document Number0033814902
DateDec 23, 2025
Book Page3381/4902
Instrument20250047395
Lender
NameCENTENNIAL BANK
TypeBank
AddressBORGER, TX 79007
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address94 KAIYA AVE, INLET BEACH, FL 32461-8271
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 PLANTATION OAKS DR, MACON, GA 31220-8705

Mortgage

Document Number0033020909
DateSep 18, 2023
Book Page3302/909
Instrument20230033470
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 10, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateMar 2, 2021
Property Address94 KAIYA AVE, INLET BEACH, FL 32461-8271
Document Number0031852946
Book / Page3185 / 2946
Map ReferenceMB 21 PG 31-33
Instrument DateFeb 26, 2021
Instrument20210009830
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2024
Title CompanyBURKE LAW AND TITLE LLC

Transaction

AmountAmount Recorded
Tax$7,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13123 E EMERALD COAST PKWYB, INLET BEACH, FL 32461

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 PLANTATION OAKS DR, MACON, GA 31220-8705

Mortgage

Document Number0031852950
DateMar 2, 2021
Instrument3185/2950
Lender
NameSMARTBANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateMar 28, 2019
Property Address94 KAIYA AVE, INLET BEACH, FL 32461-8271
Document Number0031003925
Book / Page003100 / 003925
Instrument DateMar 27, 2019
Instrument9353
Transaction TypeTransfer
Record UpdatedApr 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$9,843.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24 CATNAP ALY INLET BEACH FL 32461, INLET BEACH, FL 32461
InvestorPossibly a Property Investor

Mortgage

Document Number31003930
DateMar 28, 2019
Book Page003100/003930
Instrument9355
Lender
NameSMARTBANK
TypeBank
Address4405 COMMONS DR E, DESTIN, FL 32541-3538
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,214,349 (-7.75%) Land $908,666 Building $3,305,683$4,214,349 (-7.75%) Land $908,666 Building $3,305,683
2024$4,568,185 (-) Land $908,666 Building $3,659,519$4,568,185 (-) Land $908,666 Building $3,659,519
2023$41,508.00 (+344.08%)$4,568,185 (+352.91%) Land $908,666 Building $3,659,519$4,568,185 (+352.91%) Land $908,666 Building $3,659,519
2022$9,347.00$1,008,620 Land $1,008,620$1,008,620 Land $1,008,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 846 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
incl. 891 condo units
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000

May also be available: Mediacom Xtream, REV, Wildstar Networks, WOW Internet, Cable & Phone.

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