Walton County property record for 124 Kaiya Ave, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,968 sqft · built 2024 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $6,119,767 (May 2024) |
| Tax Bill | $34,462 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Sep 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3S-18-16810-000-0320 |
| Primary APN | 27-3S-18-16810-000-0320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 3,968 sqft Living Area |
| Gross Area | 6,137 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 76 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 124 KAIYA AVE |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-8263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 KAIYA BEACH RESORT PH 1 PB 21-31 OR 3100-3925 OR 3323-4526 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | KAIYA BEACH |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 32 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950611 |
Source: Walton County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 124 KAIYA AVE, INLET BEACH, FL 32461-8263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 8, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK |
| Apr 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2024 · Amount on Record |
| Deed Sale | May 6, 2024 · Amount on Record |
| Prior Sale | Mar 28, 2019 · Amount on Record |
| Deed Document Number | 202415861 |
| Deed Book / Page | 3323 / 4526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 124 KAIYA AVE, INLET BEACH, FL 32461-8263 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 106 W 14TH ST 3002, 3002, KANSAS CITY, MO 64105-2338 |
| Document Number | 0033234528 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 3323/4528 |
| Instrument | 20240015862 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 124 KAIYA AVE, INLET BEACH, FL 32461-8263 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 24 CATNAP ALY, INLET BEACH, FL 32461-8272 |
| Document Number | 0032654957 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 3265/4957 |
| Instrument | 20220040415 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Mar 2, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 124 KAIYA AVE, INLET BEACH, FL 32461-8263 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 124 KAIYA AVE, INLET BEACH, FL 32461-8263 |
| Document Number | 0033560934 |
|---|---|
| Date | Apr 21, 2025 |
| Book Page | 3356/934 |
| Instrument | 20250013657 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Max Rate | 11.3% |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,462.00 (+320.27%) | $3,852,587 (+329.15%) Land $897,732 Building $2,954,855 | $3,852,587 (+329.15%) Land $897,732 Building $2,954,855 |
| 2024 | $8,200.00 (+2.55%) | ||
| 2023 | $7,996.00 (-2.56%) | $897,732 (-9.91%) Land $897,732 | $897,732 (-9.91%) Land $897,732 |
| 2022 | $8,206.00 | $996,483 Land $996,483 | $996,483 Land $996,483 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
May also be available: Mediacom Xtream, REV, Wildstar Networks, WOW Internet, Cable & Phone.
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