Essex County and Rowley Town property record for 94 Hillside St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,388 sqft · built 1994 |
| Lot Size | 1.01 acres (44,313 sqft) |
| Owner | Individual Name on File |
| Last Sale | $602,500 (May 2019) |
| Tax Bill | $8,947 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0020 B:0003 L:0012 |
| Primary APN | ROWL M:0020 B:0003 L:0012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,388 sqft Living Area |
| Gross Area | 4,930 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,313 sqft (1.01 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 94 HILLSIDE ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OUT |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 270100 |
94 Hillside St is owned and occupied by an individual who bought it in May 2019.
Source: Essex County and Rowley Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 94 HILLSIDE ST, ROWLEY, MA 01969-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage STATE JEANS CREDIT UNION |
| Nov 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE |
| May 29, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Feb 12, 2019 | Deed of Trust, Mortgage · Line of Credit ST JEANS CU |
| Feb 6, 2018 | Deed of Trust, Mortgage · Line of Credit ST JEANS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on File |
| Deed Sale | May 29, 2019 · Amount on File |
| Prior Sale | May 12, 1994 · Amount on File |
| Deed Document Number | 20192040 |
| Deed Book / Page | 37542 / 86 |
| Prior Transfer Date | May 22, 2019 |
| Prior Transfer Doc | 37542-86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | May 21, 2026 |
| Property Address | 94 HILLSIDE ST, ROWLEY, MA 01969-1616 |
| Document Number | 043398-220 |
| Book / Page | 43398 / 220 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026110 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 94 HILLSIDE ST, ROWLEY, MA 01969-1616 |
| Document Number | 0000000110, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 43398/220 |
| Instrument | 2026110 |
| Name | STATE JEANS CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 94 HILLSIDE ST, ROWLEY, MA 01969-1616 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39174-587 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 39174/587 |
| Instrument | 20201113000760 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | May 29, 2019 |
| Property Address | 94 HILLSIDE ST, ROWLEY, MA 01969-1616 |
| Document Number | 37542-86 |
| Book / Page | 37542 / 86 |
| Instrument Date | May 22, 2019 |
| Instrument | 20190529002040 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 HILLSIDE ST, ROWLEY, MA 01969-1616 |
| Document Number | 190529002050 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 190529002050 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 94 HILLSIDE ST, ROWLEY, MA 01969-1616 |
| Document Number | 37324-357 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 94 HILLSIDE ST ROWLEY MA 019691616, ROWLEY, MA 01969-1616 |
| Document Number | 37324-357 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 037324/000357 |
| Instrument | 1902121730 |
| Name | ST JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 94 HILLSIDE ST, ROWLEY, MA 01969-1616 |
| Document Number | 36517-577 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 36517-577 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 036517/000577 |
| Instrument | 1802062760 |
| Name | ST JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 94 Hillside St was $8,947, up 4.6% from the year before.
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,947.00 (+4.63%) | $740,000 (+1.86%) Land $284,200 Building $455,800 | $857,428 (+2.04%) |
| 2025 | $8,551.00 (-1.33%) | $726,500 (+1.44%) Land $270,700 Building $455,800 | $840,275 |
| 2024 | $8,666.00 (-0.69%) | $716,200 (+6.86%) Land $257,900 Building $458,300 | |
| 2023 | $8,726.00 | $670,200 Land $224,300 Building $445,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 94 Hillside St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 94 Hillside St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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