Essex County and Rowley Town property record for 81 Hillside St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,432 sqft · built 1998 |
| Lot Size | 0.928 acres (40,415 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Mar 2018) |
| Tax Bill | $9,683 (2026) |
| Deeds & Mortgages | Mar 2020 Refinance Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0019 B:0001 L:0004 |
| Primary APN | ROWL M:0019 B:0001 L:0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Living Area |
| Gross Area | 4,656 sqft |
| Basement Area | 1,028 sqft |
| Unfinished Basement | 1,028 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,415 sqft (0.928 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 81 HILLSIDE ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OUT |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 270100 |
81 Hillside St is owned and occupied by an individual who bought it in March 2018.
Source: Essex County and Rowley Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 HILLSIDE ST, ROWLEY, MA 01969-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST |
| Mar 9, 2018 | Quit Claim Deed, Transfer SAVINGS BANK TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2018 · Amount on File |
| Deed Sale | Mar 9, 2018 · Amount on File |
| Prior Sale | Aug 3, 1998 · Amount on File |
| Deed Book / Page | 36576 / 125 |
| Transfer Doc | 036576-125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 81 HILLSIDE ST, ROWLEY, MA 01969-1618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38368-415 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 38368/415 |
| Instrument | 20200327000710 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Apr 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Mar 9, 2018 |
| Property Address | 81 HILLSIDE ST, ROWLEY, MA 01969-1618 |
| Document Number | 36576-125 |
| Book / Page | 36576 / 125 |
| Instrument | 180309001430 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.47 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 HILLSIDE ST, ROWLEY, MA 01969-1618 |
| Document Number | 365760127 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 36576/0127 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 9, 2048 |
| Rate | 2.75% |
|---|---|
| Max Rate At Change | 30.9% |
| Max Rate | 2.75% |
The 2026 property tax bill for 81 Hillside St was $9,683, up 4.5% from the year before.
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,683.00 (+4.55%) | $800,900 (+1.78%) Land $294,500 Building $506,400 | $903,084 (+4.06%) |
| 2025 | $9,262.00 (+1.76%) | $786,900 (+4.61%) Land $280,500 Building $506,400 | $867,825 |
| 2024 | $9,102.00 (-0.71%) | $752,200 (+6.83%) Land $267,300 Building $484,900 | |
| 2023 | $9,167.00 | $704,100 Land $232,400 Building $471,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Hillside St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Hillside St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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