Bay County property record for 94 Gulf Loop, Panama City Beach, FL 32408
| Property Type | Mobile Home |
|---|---|
| Details | 1 bd · 1 ba · 518 sqft · built 2017 |
| Lot Size | 0.019 acres (828 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $34,000 (Oct 1997) |
| Tax Bill | $3,060 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31441-041-000 |
| Primary APN | 31441-041-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 518 sqft Heated Area |
| 1st Floor Area | 518 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 828 sqft (0.019 acres) |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 94 GULF LOOP |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC16 |
| Legal Description | VENTURE OUT TRAVEL TRAIL LOT 23 BLK 3 ORB 1743 P 1403 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 16 |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 2607 |
The current owner of 94 Gulf Loop acquired it in October 1997.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 237 SANFORD AVE, EUFAULA, AL 36027-1425 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 1997 · Amount on File |
| Deed Sale | Oct 17, 1997 · Amount on File |
| Deed Document Number | 0017431403 |
| Deed Book / Page | 1743 / 1403 |
| Last Transfer Date | Oct 20, 1997 |
| Transfer Doc | 0017431403 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 94 Gulf Loop was $3,060.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,060.00 | $282,400 Land $218,075 Building $64,325 | $282,400 Land $218,075 Building $64,325 |
| 2023 | $2,717.00 (+24.01%) | $243,812 (+22.12%) Land $205,726 Building $38,086 | $243,812 (+22.12%) Land $205,726 Building $38,086 |
| 2022 | $2,191.00 | $199,655 Land $170,000 Building $29,655 | $199,655 Land $170,000 Building $29,655 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 94 Gulf Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 311 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,268 units insured incl. 957 condo units |
| Nearby Flood Claims | 254 (1978–2023) |
| Claims Outside the SFHA | 161 of 254 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 94 Gulf Loop has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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