Bay County property record for 103 Gulf Loop, Panama City Beach, FL 32408 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Condo/Apartment |
| Year Built | Built 2001 |
| Square Footage | 1,116 sqft Living Area |
| Lot Size | 827 sqft (0.019 acres) |
| Last Sale | $450,000 (2025) |
| Tax Bill | $3,676.00 (2024) |
| Primary APN | 31441-012-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,116 sqft Living Area |
| 1st Floor | 900 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 827 sqft (0.019 acres) |
| Porch Area | 372 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 103 GULF LOOP |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VENTURE OUT TRAVEL TRAIL LOT 14 BLK 3 ORB 3882 P 1756 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 16 |
| Legal Subdivision | VENTURE OUT TRAVEL TRAIL |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | BAY FL |
| Minor Civil Division | PANAMA CITY BEACHES |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 2607 |
Source: Bay County records · APN 31441-012-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3695 BLACKS BLUFF RD SW, ROME, GA 30161-4351 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Woman as her Sole and Separate Property |
| Date | Document |
|---|---|
| Sep 15, 2025 | Warranty Deed, Transfer SETCO SERVICES LLC |
| Mar 17, 2017 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Mar 17, 2017 · Amount on Record |
| Deed Doc Number | 202553128 |
| Deed Book / Page | 4952 / 2065 |
| Prior Transfer Date | Mar 23, 2011 |
| Prior Transfer Doc | 0033152113 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 15, 2025 |
| Property Address | 103 GOLF DR, PANAMA CITY BEACH, FL 32408-7254 |
| Document Number | 0049522065 |
| Book / Page | 4952 / 2065 |
| Map Reference | MB 303 PG 115 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025053128 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 27759, PANAMA CITY, FL 32411-7759 |
| Name | Verified Name |
|---|---|
| Address | 3695 BLACKS BLUFF RD SW, ROME, GA 30161-4351 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 17, 2017 |
| Property Address | 103 GOLF DR, PANAMA CITY BEACH, FL 32408-7254 |
| Document Number | 0038821756 |
| Book / Page | 003882 / 001756 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 14609 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | MTI TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,557.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 27759 PANAMA CITY FL 324117759, PANAMA CITY, FL 32411-7759 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,805.00 (+3.51%) | $272,779 (-24%) | $357,535 (-0.38%) Land $218,075 Building $139,460 |
| 2024 | $3,676.00 (+12.66%) | $358,901 (+19.91%) Land $216,750 Building $142,151 | $358,901 (+19.91%) Land $216,750 Building $142,151 |
| 2023 | $3,263.00 (+30.42%) | $299,306 (+33.53%) Land $205,726 Building $93,580 | $299,306 (+33.53%) Land $205,726 Building $93,580 |
| 2022 | $2,502.00 | $224,141 Land $170,000 Building $54,141 | $224,141 Land $170,000 Building $54,141 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures